87 Cherry Tree Cir, Liverpool, NY 13090 Property Records

Onondaga County and Clay Town property record for 87 Cherry Tree Cir, Liverpool, NY 13090

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,788 sqft · built 1972
Lot Size0.215 acres (9,372 sqft)
Owner2 Individual Names on File
Last Sale$137,000 (Jul 2015)
Tax Bill$5,362 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Dec 2020 Refinance
Flood ZoneZone X (minimal risk)
APN312489 086.-15-63.0

Property Details

APN / Parcel Number

Primary APN312489 086.-15-63.0
Alternative APN
  • 248908600000150630000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,788 sqft Living Area
1st Floor Area924 sqft
Basement Area864 sqft
Finished Basement864 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area9,372 sqft (0.215 acres)
Lot Dimensions142 ft deep x 66 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address87 CHERRY TREE CIR
CityLIVERPOOL
StateNY
Zip13090-2451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionBERKSHIR ESTAT S 3 LT 174 1145996
Legal Block15
Legal Lot Number63.000
JurisdictionONONDAGA NY
Township / Civil DivisionCLAY
Census Block Group1
Census Block1002
Census Tract11101

Owner

87 Cherry Tree Cir is owned and occupied by two individuals who bought it in July 2015.

Source: Onondaga County and Clay Town records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address87 CHERRY TREE CIR, LIVERPOOL, NY 13090-2451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2021Deed of Trust, Mortgage · Line of Credit
EMPOWER FCU
Dec 8, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HUNT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2015 · Amount on File
Deed SaleJul 27, 2015 · Amount on File
Prior SaleAug 7, 2012 · Amount on File
Deed Book / Page5333 / 707
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Property Address87 CHERRY TREE CIR, LIVERPOOL, NY 13090-2451
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021000008751
DateMar 2, 2021
Instrument20210-00008751
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate TypeAdjustable Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Property Address87 CHERRY TREE CIR, LIVERPOOL, NY 13090-2451
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020000047490
DateDec 8, 2020
Instrument20200-00047490
Lender
NameHUNT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 87 Cherry Tree Cir was $5,362 with a veteran's exemption.

Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOnondaga County
County SubdivisionClay Town
Unified School DistrictLiverpool Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,362.00$4,800 Land $1,000 Building $3,800$200,000 Land $41,667 Building $158,333
2023Veteran's exemption$4,800 Land $1,000 Building $3,800$161,074 Land $33,557 Building $127,517

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 87 Cherry Tree Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Cherry Tree Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY WDS
serves 16,000 people · EPA ID NY3304344
Water SourcePurchased surface water from OCWA
Last State InspectionNov 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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