87 Chatham Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 87 Chatham Rd, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,135 sqft · built 1978
Lot Size	1.08 acres (47,451 sqft)
Owner	2 Trust Names on File
Last Sale	$500,000 (Mar 2015)
Tax Bill	$5,392 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`HARW M:42 P:M2-1`

Property Details

APN / Parcel Number

Primary APN	`HARW M:42 P:M2-1`
Alternative APNs	`M:00042 B:M002 L:001` `4457`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,135 sqft Living Area
Gross Area	5,127 sqft
1st Floor Area	1,220 sqft
Basement Area	2,104 sqft
Unfinished Basement	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,451 sqft (1.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4457
Street Address	87 CHATHAM RD
City	HARWICH
State	MA
Zip	02645-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	1
Census Block	1011
Census Tract	11200

Owner

87 Chatham Rd is owner-occupied and held in a trust since March 2015.

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	87 CHATHAM RD, HARWICH, MA 02645-3150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2015 · Amount on File
Deed Sale	Mar 9, 2015 · Amount on File
Prior Sale	Oct 9, 2008 · Amount on File
Deed Book / Page	28725 / 77
Transfer Doc	25234-278
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Jan 17, 2023
Property Address	87 CHATHAM RD, HARWICH, MA 02645
Document Number	00035595-5
Book / Page	35595 / 5
Instrument Date	Nov 17, 2022
Instrument	2113
Transaction Type	Transfer
Record Updated	Feb 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 JAMIE LN, HOPKINTON, MA 01748-1543

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Jul 19, 2022
Property Address	87 CHATHAM RD, HARWICH, MA 02645
Document Number	035255-261
Book / Page	35255 / 261
Instrument Date	May 12, 2022
Instrument	36419
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 JAMIE LN, HOPKINTON, MA 01748-1543

Tax Assessment & Valuation

The 2025 property tax bill for 87 Chatham Rd was $5,392, up 3.9% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,392.00 (+3.85%)	$912,400 (+5.97%) Land $265,100 Building $647,300	$885,305
2024	$5,192.00 (+4.68%)	$861,000 (+15.26%) Land $250,000 Building $611,000
2023	$4,960.00	$747,000 Land $227,300 Building $519,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Chatham Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 10 condo units
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Chatham Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chatham Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures