Macon County property record for 87 Charlotte Ln, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 2,204 sqft · built 1984 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,559 (2026) |
| Deeds & Mortgages | Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7540683877 |
| Primary APN | 7540683877 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,204 sqft Heated Area |
| 1st Floor Area | 2,204 sqft |
| Basement Area | 2,204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 44,431 sqft (1.02 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 935 sqft |
| Deck Area | 744 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 142601 |
|---|---|
| Street Address | 87 CHARLOTTE LN |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-7226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | TRACT 1 |
| Legal Subdivision | SURVEY FOR TRI INVESTMENST INC |
| Legal Tract | 1 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 970501 |
87 Charlotte Ln is owned by an individual who acquired it in June 2018.
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5459 NIMITZ RD, NEW PORT RICHEY, FL 34652-3149 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 14, 2018 |
| Transfer Doc | 00Q38/0841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Jun 14, 2018 |
| Property Address | 87 CHARLOTTE LN, HIGHLANDS, NC 28741-7226 |
| Document Number | 00Q38/0841 |
| Book / Page | Q-38 / 0841 |
| Map Reference | MB N-23 PG33-334 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 2018004000 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 87 Charlotte Ln was $2,559.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,559.00 | $814,750 (-) Land $85,860 Building $728,890 | $814,750 (-) Land $85,860 Building $728,890 |
| 2025 | $814,750 Land $85,860 Building $728,890 | $814,750 Land $85,860 Building $728,890 | |
| 2023 | $826,350 Land $85,860 Building $740,490 | $826,350 Land $85,860 Building $740,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Charlotte Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Charlotte Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, Verizon.
5G (outdoors only) and 4G LTE
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