87 Centre St, Apt 04, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 87 Centre St, Apt 04, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,912 sqft · built 2007
Lot Size	0.263 acres (11,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Dec 2025)
Tax Bill	$12,693 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-07000-0000-00012-0000-C0004`

Property Details

APN / Parcel Number

Primary APN	`16-07000-0000-00012-0000-C0004`
Alternative APN	`16003810000000430000C0004`

Interior

Units	7 Units
Building Area	1,912 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	11,470 sqft (0.263 acres)
Lot Dimensions	185 ft deep x 62 ft wide

Location & Zoning

Old Parcel Number	16003810000000430000C0004
Street Address	87 CENTRE ST, 4
City	NUTLEY
State	NJ
Zip	07110-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	62X185 IRR
Legal Subdivision	JOSEPH FEDE VILLA CONDO
Legal Block	7000
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	4
Census Block	4006
Census Tract	13600

Owner

Source: Essex County and Nutley Township records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 CENTRE ST, 4, NUTLEY, NJ 07110-3735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 2, 2025	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	202574693
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	87 CENTRE STREET APT 04, 04, NUTLEY, NJ 07110-3735
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109919
Date	Dec 29, 2022
Instrument	2022109919

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 2, 2025
Property Address	87 CENTRE STREET APT 04, 04, NUTLEY, NJ 07110-3735
Document Number	0000074693
Instrument Date	Oct 6, 2025
Instrument	2025074693
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 BUTTONWOOD DR, SHREWSBURY, NJ 07702-4426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 CENTRE ST APT 4-4, 4, NUTLEY, NJ 07110-3735

Mortgage

Document Number	0000074694
Date	Dec 2, 2025
Instrument	2025074694

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,300 (-) Land $160,000 Building $310,300	$470,300 (-) Land $160,000 Building $310,300
2025	$12,693.00 (+2.54%)	$470,300 (-) Land $160,000 Building $310,300	$470,300 (-) Land $160,000 Building $310,300
2024	$12,378.00 (-16.34%)
2023		$470,300 Land $160,000 Building $310,300	$470,300 Land $160,000 Building $310,300
2022	$14,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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