87 Central St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 87 Central St, Ipswich, MA 01938

Property Summary

Property TypeTriplex
Details7 bd · 3.5 ba · 2,379 sqft · built 1900
Lot Size0.154 acres (6,695 sqft)
OwnerCompany Name on File
Tax Bill$9,183 (2026)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNIPSW M:30D B:0042 L:0

Property Details

APN / Parcel Number

Primary APNIPSW M:30D B:0042 L:0
Alternative APN
  • 2438

Interior

Bedrooms7 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms15 Rooms
Units3 Units
Stories2 Stories
Building Area2,379 sqft Living Area
Gross Area4,136 sqft
Basement Area975 sqft
Unfinished Basement975 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,695 sqft (0.154 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2438
Street Address87 CENTRAL ST
CityIPSWICH
StateMA
Zip01938-1935
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeIR
Legal Block42
JurisdictionIPSWICH MA
Township / Civil DivisionIPSWICH
Census Block Group1
Census Block1002
Census Tract223200

Owner

87 Central St, a triplex, is owned by a company that acquired it in December 2006.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address85 CENTRAL ST, IPSWICH, MA 01938-1901
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2006
Deed SaleDec 28, 2006
Prior SaleSep 29, 2000 · Amount on File
Deed Book / Page26431 / 136
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address87 CENTRAL ST, IPSWICH, MA 01938-1935
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35714-106
DateMar 3, 2017
Book Page35714/106
Instrument68
Lender
NameFIRST IPSWICH BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 87 Central St was $9,183, down 0.3% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionIpswich Town
Unified School DistrictIpswich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$9,183.00 (-0.27%)$851,900 (+3.16%) Land $291,800 Building $560,100
2025$9,208.00 (+19.91%)$825,800 (+22.38%) Land $274,900 Building $550,900
2024$7,679.00 (+2.89%)$674,800 (+10.59%) Land $276,300 Building $398,500
2023$7,463.00$610,200 Land $227,500 Building $382,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 87 Central St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims7 (1991–2010)
Claims Outside the SFHA5 of 7
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIPSWICH DPU WATER DEPT
serves 13,138 people · EPA ID MA3144000
Water SourceSurface water
Last State InspectionJul 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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