87 Central St, #91, Springfield, MA 01105 Property Records

Hampden County and Springfield City property record for 87 Central St, #91, Springfield, MA 01105

Property Summary

Property Type	Duplex
Details	8 bd · 3 ba · 3,944 sqft · built 1909
Lot Size	0.127 acres (5,523 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Aug 2009)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Oct 2021 Refinance Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:02560 P:0222`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:02560 P:0222`
Alternative APN	`25600222`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,944 sqft Living Area
1st Floor Area	1,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Lot Area	5,523 sqft (0.127 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	25600222
Street Address	87 CENTRAL ST, 91
City	SPRINGFIELD
State	MA
Zip	01105-2022
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2000
Census Tract	802000

Owner

87 Central St, #91 is owned and occupied by two individuals who bought it in August 2009.

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	87 CENTRAL ST, 91, SPRINGFIELD, MA 01105-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 29, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2009 · Amount on File
Deed Sale	Aug 10, 2009 · Amount on File
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	91 CENTRAL ST, SPRINGFIELD, MA 01105-2022
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24193-584
Date	Oct 20, 2021
Book Page	24193/584
Instrument	74415

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 29, 2019
Property Address	91 CENTRAL ST, SPRINGFIELD, MA 01105-2022
Document Number	22978-339
Book / Page	022978 / 000339
Instrument Date	Nov 25, 2019
Instrument	70635
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87-91 CENTRAL ST SPRINGFIELD MA 011052022, SPRINGFIELD, MA 01105-2022

Tax Assessment & Valuation

The 2025 property tax bill for 87 Central St, #91 was $2,868.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,868.00	$182,900 Land $25,000 Building $157,900
2023	$2,455.00	$144,000 Land $22,300 Building $121,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 87 Central St, #91 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 87 Central St, #91 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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