87 Bruce Dr, Somerville, AL 35670 Property Records

Morgan County property record for 87 Bruce Dr, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 2017
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jan 2022)
Tax Bill	$685 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-02-04-0-000-007.004`

Property Details

APN / Parcel Number

Primary APN	`18-02-04-0-000-007.004`
Alternative APNs	`163521` `54788`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	163521
Street Address	87 BRUCE DR
City	SOMERVILLE
State	AL
Zip	35670-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF NE1/4 OF NW1/4 OF SECTION 4, T7S, R1W, TH E 361.6' TO POB. TH N 734.57, TH W 319', TH SO 355', TH E 311.6',
Legal Range	1W
Legal Township	7S
Legal Section	04
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1019
Census Tract	5701

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87 BRUCE DR, SOMERVILLE, AL 35670-5502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Prior Sale	Feb 12, 2013 · Amount on Record
Deed Book / Page	2022 / 311
Prior Transfer Date	Feb 11, 2013
Prior Transfer Doc	2013001018
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 7, 2022
Property Address	SOMERVILLE, AL 35670
Document Number	002022/311
Book / Page	2022 / 311
Instrument Date	Jan 7, 2022
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	746 CRISCOE CIR, UNION GROVE, AL 35175-5219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 BRUCE DR, SOMERVILLE, AL 35670-5502

Mortgage

Document Number	0020221570
Date	Jan 7, 2022
Instrument	2022/1570

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$685.00 (-0.87%)	$19,740 (-0.8%) Land $4,170 Building $15,570	$197,400 (-0.8%) Land $41,700 Building $155,700
2024		$19,900 (-0.85%) Land $4,170 Building $15,730	$199,000 (-0.85%) Land $41,700 Building $157,300
2023	$691.00 (+4.38%) Homeowner's exemption	$20,070 (+4.86%) Land $4,170 Building $15,900	$200,700 (+4.86%) Land $41,700 Building $159,000
2022	$662.00 Homeowner's exemption	$19,140 Land $3,790 Building $15,350	$191,400 Land $37,900 Building $153,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2015–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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