87 Bridge St, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 87 Bridge St, Manchester, MA 01944

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,711 sqft · built 1900
Lot Size	5.51 acres (240,107 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Nov 2017)
Tax Bill	$19,092 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0027 B:0000 L:0002`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0027 B:0000 L:0002`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,711 sqft Living Area
Gross Area	4,228 sqft
Basement Area	228 sqft
Unfinished Basement	228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	240,107 sqft (5.51 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	87 BRIDGE ST
City	MANCHESTER
State	MA
Zip	01944-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Subdivision	WEST MANCHESTER
Legal Lot Number	2
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	4
Census Block	4024
Census Tract	218100

Owner

87 Bridge St is owned and occupied by two individuals who bought it in November 2017.

Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	87 BRIDGE ST, MANCHESTER, MA 01944-1412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Nov 9, 2017	Quit Claim Deed, Transfer FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on File
Deed Sale	Nov 9, 2017 · Amount on File
Prior Sale	Apr 30, 2007 · Amount on File
Deed Book / Page	36319 / 559
Transfer Doc	036319-559
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	87 BRIDGE ST, MANCHESTER, MA 01944-1412
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043234-98
Date	Feb 19, 2026
Book Page	43234/98
Instrument	20260219002370

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 1, 2033
Index	Other

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER MA
Recording Date	Nov 9, 2017
Property Address	87 BRIDGE ST, MANCHESTER, MA 01944-1412
Document Number	36319-559
Book / Page	36319 / 559
Instrument	171109002030
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 BRIDGE ST, MANCHESTER, MA 01944-1412

Mortgage

Document Number	363190563
Date	Nov 9, 2017
Instrument	36319/0563

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2047

Interest

Rate	2.7%
Max Rate At Change	20.1%
Max Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 87 Bridge St was $19,092, up 5.3% from the year before.

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,092.00 (+5.31%)	$2,086,600 (+7.62%) Land $907,800 Building $1,178,800	$2,261,475
2024	$18,129.00 (+1.38%)	$1,938,900 (+13.08%) Land $898,800 Building $1,040,100
2023	$17,883.00	$1,714,600 Land $809,000 Building $905,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Bridge St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	4 (1991–2018)
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Bridge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bridge St

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