Macon County property record for 87 Bradley Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1978 |
| Lot Size | 6.87 acres (299,257 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,183 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6568988569 |
| Primary APN | 6568988569 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Heated Area |
| 1st Floor Area | 1,552 sqft |
| Basement Area | 1,552 sqft |
| Unfinished Basement | 1,552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 299,257 sqft (6.87 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 384 sqft |
| Patio Area | 380 sqft |
| Shed | 1 Shed |
| Shed Area | 2,040 sqft |
| Utility Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 136969 |
|---|---|
| Street Address | 87 BRADLEY RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-6174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 2A PC 8720 |
| Legal Tract | 2A |
| Jurisdiction | MACON NC |
| Township / Civil Division | COWEE |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 970100 |
87 Bradley Rd is owned and occupied by an individual.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 BRADLEY RD, FRANKLIN, NC 28734-6174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Apr 6, 2026 | Deed of Trust · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Apr 6, 2026 |
| Property Address | 87 BRADLEY RD, FRANKLIN, NC 28734-6174 |
| Document Number | 000I44/147 |
| Book / Page | 44 / 147 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20262030 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 87 BRADLEY RD, FRANKLIN, NC 28734-6174 |
| Document Number | 0000002030, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 44/147 |
| Instrument | 20262030 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Apr 6, 2026 |
| Property Address | 87 BRADLEY RD, FRANKLIN, NC 28734-6174 |
| Document Number | 0000002030 |
| Book / Page | 44 / 147 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20262030 |
| Record Updated | Apr 14, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 87 BRADLEY RD, FRANKLIN, NC 28734-6174 |
| Document Number | 0000002030, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 44/147 |
| Instrument | 20262030 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 87 BRADLEY RD, FRANKLIN, NC 28734-6174 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | F40/1172 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | F-40/1172 |
| Instrument | 2020007036 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2026 property tax bill for 87 Bradley Rd was $1,183.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,183.00 | $305,640 Land $75,700 Building $229,940 | $305,640 Land $75,700 Building $229,940 |
| 2025 | $1,183.00 | ||
| 2023 | $1,160.00 | $300,440 Land $75,700 Building $224,740 | $300,440 Land $75,700 Building $224,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Bradley Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2015) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Bradley Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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