87 Bowman Est, Summer Shade, KY 42166 Property Records

Metcalfe County property record for 87 Bowman Est, Summer Shade, KY 42166

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1960
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Dec 2025)
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`017-00-00-040.04`

Property Details

APN / Parcel Number

Primary APN	`017-00-00-040.04`
Alternative APNs	`39091` `39092`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	312 sqft
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	39092
Street Address	87 BOWMAN EST
City	SUMMER SHADE
State	KY
Zip	42166-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT
Legal Subdivision	BOWMANS ESTATES
Jurisdiction	METCALFE KY
Township / Civil Division	SUMMER SHADE
Census Block Group	2
Census Block	2048
Census Tract	960200

Owner

87 Bowman Est is owned and occupied by two individuals who bought it in December 2025.

Source: Metcalfe County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	87 BOWMAN EST, SUMMER SHADE, KY 42166-9414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage EDMONTON STATE BANK
Dec 2, 2025	Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 3, 2022	Deed, Transfer · Conventional Mortgage WILSON & MUIR BANK & TRUST CO
Sep 3, 2020	Deed, Transfer
Jun 26, 2018	Deed, Transfer EDMONTON STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Aug 3, 2022 · Amount on File
Deed Book / Page	182 / 41
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METCALFE KY
Property Address	87 BOWMAN EST, SUMMER SHADE, KY 42166-9414
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000190/416
Date	Sep 3, 2020
Book Page	190/416

Lender

Name	EDMONTON STATE BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2030

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	METCALFE KY
Recording Date	Dec 2, 2025
Property Address	87 BOWMAN EST, SUMMER SHADE, KY 42166-9414
Document Number	0000182/41
Book / Page	182 / 41
Map Reference	MB 60 PG 496
Instrument Date	Nov 26, 2025
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 CHALYBEATE RD, SMITHS GROVE, KY 42171-7248

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	87 BOWMAN EST, SUMMER SHADE, KY 42166-9414

Mortgage

Document Number	0000220225
Date	Dec 2, 2025
Instrument	220/225

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	METCALFE KY
Recording Date	Aug 3, 2022
Property Address	87 BOWMAN EST, SUMMER SHADE, KY 42166-9414
Document Number	000172/540
Book / Page	172 / 540
Map Reference	MB 60 PG 496
Instrument Date	Jul 29, 2022
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2527 HOMER BARTLEY RD, SUMMER SHADE, KY 42166-8632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	87 BOWMAN EST, SUMMER SHADE, KY 42166-9414

Mortgage

Document Number	0000202124
Date	Aug 3, 2022
Instrument	202/124

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	METCALFE KY
Recording Date	Sep 3, 2020
Property Address	87 BOWMAN EST, SUMMER SHADE, KY 42166-9414
Document Number	000166/885
Book / Page	166 / 885
Map Reference	MB 60 PG 496
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 COLUMBIA RD, EDMONTON, KY 42129

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	METCALFE KY
Recording Date	Jun 26, 2018
Property Address	87 BOWMAN EST, SUMMER SHADE, KY 42166-9414
Document Number	000161/338
Book / Page	161 / 338
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720, BOWLING GREEN, KY 42104
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000178/0000000598
Date	Jun 26, 2018
Book Page	0000000178/0000000598

Lender

Name	EDMONTON STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 87 Bowman Est was $1,449.

Source: Metcalfe County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Metcalfe County
Unified School District	Metcalfe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,000 (+14.37%)	$160,000
2025	$1,449.00	$139,900
2024			$139,900 (-)
2023	$1,440.00	$139,900	$139,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Bowman Est in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Bowman Est is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMONTON WATER WORKS serves 8,515 people · EPA ID KY0850115
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Rural Telecommunications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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