Webster County property record for 87 Bluff St, Cowen, WV 26206
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,368 sqft · built 1976 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $144 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-6-0050.0001 |
| Primary APN | 04-6-0050.0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 2,472 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 200 ft deep x 120 ft wide |
| Terrain | Above Road/Slope |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Coal |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 87 BLUFF ST |
|---|---|
| City | COWEN |
| State | WV |
| Zip | 26206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 120X200 PT LOT 62 SMITH ADD |
| Legal Subdivision | SMITH ADD |
| Legal Lot Number | 62 |
| Jurisdiction | WEBSTER WV |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 970101 |
87 Bluff St, a single family home, is owned by an individual.
Source: Webster County records, as of November 25, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 126, COWEN, WV 26206-0126 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 87 Bluff St was $144.
Source: Webster County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Webster County |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $144.00 | $21,240 Land $2,580 Building $18,660 | $35,400 Land $4,300 Building $31,100 |
| 2023 | $147.00 | $21,720 Land $2,580 Building $19,140 | $36,200 Land $4,300 Building $31,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Bluff St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Bluff St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COWEN PSD serves 3,098 people · EPA ID WV3305103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 Treatment failure not recorded as resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Oct 2017 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
May also be available: Citynet, T-Mobile.
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