87 Birch Hill Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 87 Birch Hill Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,568 sqft · built 1984
Lot Size	2.21 acres (96,268 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Jul 2019)
Tax Bill	$15,415 (2026)
Deeds & Mortgages	Dec 2020 Refinance Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-15 061-83`

Property Details

APN / Parcel Number

Primary APN	`R-15 061-83`
Alternative APNs	`STOW M:000R-15 P:061-83` `M:000R=15 P:061 =83`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,568 sqft Living Area
Gross Area	4,808 sqft
1st Floor Area	1,428 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	96,268 sqft (2.21 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-15 061-83
Street Address	87 BIRCH HILL RD
City	STOW
State	MA
Zip	01775-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2011
Census Tract	323101

Owner

87 Birch Hill Rd is owned and occupied by an individual who bought it in July 2019.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	87 BIRCH HILL RD, STOW, MA 01775-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Jul 31, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Jan 22, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Jul 1, 1984 · Amount on File
Deed Document Number	2019111962
Deed Book / Page	73032 / 446
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	73032-446
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	87 BIRCH HILL RD, STOW, MA 01775-1308
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76514-134
Date	Dec 23, 2020
Book Page	76514/134
Instrument	246435

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jul 31, 2019
Property Address	87 BIRCH HILL RD, STOW, MA 01775-1308
Document Number	73032-446
Book / Page	73032 / 446
Instrument Date	Jul 29, 2019
Instrument	111962
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 BIRCH HILL RD, STOW, MA 01775-1308

Mortgage

Document Number	111963
Date	Jul 31, 2019
Instrument	111963

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jan 22, 2019
Property Address	87 BIRCH HILL RD, STOW, MA 01775-1308
Document Number	72145-281
Book / Page	072145 / 000281
Instrument Date	Jan 18, 2019
Instrument	8207
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 BIRCH HILL RD STOW MA 017751308, STOW, MA 01775-1308

Tax Assessment & Valuation

The 2026 property tax bill for 87 Birch Hill Rd was $15,415, down 1.5% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,415.00 (-1.49%)	$862,600 (-3.97%) Land $434,300 Building $428,300	$923,791 (+13.48%)
2025	$15,648.00 (+4.12%)	$898,300 (+1.43%) Land $413,700 Building $484,600	$814,055
2024	$15,029.00 (+13.54%)	$885,600 (+21.3%) Land $396,600 Building $489,000
2023	$13,237.00	$730,100 Land $315,300 Building $414,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Birch Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Birch Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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