Contra Costa County property record for 87 Bay Dr, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 955 sqft · built 1952 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $479,000 (Jun 2026) |
| Tax Bill | $1,275 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-051-022-6 |
| Primary APN | 098-051-022-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 955 sqft Living Area |
| 1st Floor Area | 955 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Street Address | 87 BAY DR |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | SHORE ACRES #1 LOT 125 LESS M R |
| Legal Subdivision | SHORE ACRES #1 |
| Legal Lot Number | 125 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 314200 |
Source: Contra Costa County records · APN 098-051-022-6
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 87 BAY DR, BAY POINT, CA 94565-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 18, 2026 | Grant Deed, Transfer · Conventional Mortgage EAST WEST BANK |
| Dec 03, 2025 | Affidavit of Death of Joint Tenant, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Dec 03, 2025 | Grant Deed, Transfer · Commercial Mortgage CONVENTUS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Dec 03, 2025 · Amount on Record |
| Deed Document Number | 202664577 |
| Prior Transfer Date | Sep 30, 1993 |
| Prior Transfer Doc | 0000276271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 18, 2026 |
| Property Address | 87 BAY DR, BAY POINT, CA 94565-1404 |
| Document Number | 0000064577 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 202664577 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,216.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 87 BAY DR, BAY POINT, CA 94565-1404 |
| Document Number | 0000064578, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202664578 |
| Name | EAST WEST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000064579, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202664579 |
| Name | EAST WEST BANK |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 03, 2025 |
| Property Address | 87 BAY DR, BAY POINT, CA 94565-1404 |
| Document Number | 0000135127 |
| Map Reference | MB 43 PG 12 |
| Instrument Date | Nov 30, 2025 |
| Instrument | 2025- 135127 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 03, 2025 |
| Property Address | 87 BAY DR, BAY POINT, CA 94565-1404 |
| Document Number | 0000135129 |
| Map Reference | MB 43 PG 12 |
| Instrument Date | Nov 30, 2025 |
| Instrument | 2025- 135129 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1777 N CALIFORNIA BLVD, WALNUT CREEK, CA 94596-4193 |
| Investor | Possibly a Property Investor |
| Document Number | 0000135130 |
|---|---|
| Date | Dec 03, 2025 |
| Instrument | 2025- 135130 |
| Name | CONVENTUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jan 01, 2027 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $350,000 (+741.31%) Land $280,000 Building $70,000 | |
| 2025 | $1,275.00 (+9.25%) | $41,602 (+4.04%) Land $18,343 Building $23,259 |
| 2023 | $1,167.00 (+0.26%) | $39,988 Land $17,632 Building $22,356 |
| 2022 | $1,164.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1998–2005) |
| Most Recent Claim | Feb 2005 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: Verizon.
Based on FCC filings for 738 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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