87 2nd St, Marion, NC 28752 Property Records

McDowell County property record for 87 2nd St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1909
Lot Size	0.225 acres (9,840 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Feb 2026)
Tax Bill	$411 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1711-09-25-0750`

Property Details

APN / Parcel Number

Primary APN	`1711-09-25-0750`
Alternative APN	`74006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	1,320 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,840 sqft (0.225 acres)
Lot Dimensions	123 ft deep x 80 ft wide
Porch	Enclosed Porch
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	74006
Street Address	87 2ND ST
City	MARION
State	NC
Zip	28752-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 76 MARION MFG. CO.PB2-48
Legal Lot Number	76
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1021
Census Tract	970400

Owner

Source: McDowell County records, as of February 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3491 US 64 HWY, RUTHERFORDTON, NC 28139-8188
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 4, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 6, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	Jan 6, 2021 · Amount on Record
Deed Document Number	2026000513
Deed Book / Page	1528 / 114
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	87 2ND ST, MARION, NC 28752-5324
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014150223
Date	Oct 5, 2022
Book Page	1415/223
Instrument	2022005877

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MARION, NC 28752

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 4, 2026
Property Address	87 2ND ST, MARION, NC 28752-5324
Document Number	0015280114
Book / Page	1528 / 114
Map Reference	MB 2 PG 48
Instrument Date	Feb 2, 2026
Instrument	2026000513
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2534 NIX CREEK RD, MARION, NC 28752-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3491 US 64 HWY, RUTHERFORDTON, NC 28139-8188

Mortgage

Document Number	2026000514
Date	Feb 4, 2026
Instrument	2026000514

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jan 6, 2021
Property Address	87 2ND ST, MARION, NC 28752-5324
Document Number	0013360302
Book / Page	1336 / 302
Map Reference	MB 2 PG 48
Instrument Date	Jan 6, 2021
Instrument	2021000070
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	87 2ND ST, MARION, NC 28752-5324

Mortgage

Document Number	2021000071
Date	Jan 6, 2021
Instrument	2021000071

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	1.03%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$411.00 (+1.73%)	$68,790 (+1.79%) Land $25,000 Building $43,790
2023	$404.00	$67,580 Land $25,000 Building $42,580	$68,790 Land $25,000 Building $43,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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