86985 Thoms Rd, Veneta, OR 97487 Property Records

Lane County property record for 86985 Thoms Rd, Veneta, OR 97487

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,704 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jun 2017)
Tax Bill	$6,533 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-05-07-00-01601-000`

Property Details

APN / Parcel Number

Primary APN	`18-05-07-00-01601-000`
Alternative APN	`1884384`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,704 sqft Finished Area
1st Floor Area	2,237 sqft
Attic Area	467 sqft

Exterior

Year Built	Built 2018
Exterior Material	Composition/Composite
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	699 sqft
Parking Spaces	2 Parking Spaces
Patio Area	594 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1884384
Street Address	86985 THOMS RD
City	VENETA
State	OR
Zip	97487-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5-RURAL RES. (5 AC MIN)
Legal Description	LOT:1 SEC/TWN/RNG/MER:SEC 07 TWN 18 RNG 05
Legal Range	05W
Legal Township	18S
Legal Section	07
Legal Subdivision	PARTITION 2017-P2730
Legal Lot Number	1
Jurisdiction	LANE OR
Township / Civil Division	BADGER MOUNTAIN
Census Block Group	1
Census Block	1000
Census Tract	904

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	86985 THOMS RD, VENETA, OR 97487-9505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 21, 2018	Loan Modification, Mortgage BANNER BK
Sep 29, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANNER BK
Jun 30, 2017	Warranty Deed, Transfer · ARM BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Deed Document Number	2017-032369
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	86985 THOMS RD, VENETA, OR 97487-9505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052677
Date	Nov 18, 2019
Instrument	2019-052677

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	86985 THOMS RD, VENETA, OR 97487-9505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047566
Date	Aug 26, 2020
Instrument	2020-047566

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANE OR
Property Address	86985 THOMS RD, VENETA, OR 97487-9505
Document Number	0000048427
Instrument Date	Jul 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25452 GRAY RD VENETA OR 974879508, VENETA, OR 97487-9508

Mortgage

Document Number	0000048427
Date	Oct 16, 2018
Instrument	48427

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LANE OR
Recording Date	Sep 29, 2017
Property Address	86985 THOMS RD, VENETA, OR 97487-9505
Instrument Date	Sep 28, 2017
Instrument	48469
Transaction Type	Construction Loan
Record Updated	Oct 6, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	88104 9TH ST VENETA OR 974878723, VENETA, OR 97487-8723

Mortgage

Document Number	0000048469
Date	Sep 29, 2017
Instrument	48469

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 30, 2017
Property Address	86985 THOMS RD, VENETA, OR 97487-9505
Document Number	0000032369
Map Reference	DOC2017-018925
Instrument Date	Jun 28, 2017
Instrument	2017-032369
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	88104 9TH ST, VENETA, OR 97487-8723

Mortgage

Document Number	0000032370
Date	Jun 30, 2017
Instrument	2017-032370

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Fern Ridge School District 28J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,533.00 (+5.75%)	$487,248 (+6.09%)	$925,503 (+2.68%) Land $247,875 Building $677,628
2023	$6,178.00 (+4.22%)	$459,279 (+3%)	$901,356 (+3.46%) Land $203,500 Building $697,856
2022	$5,928.00	$445,902	$871,218 Land $230,138 Building $641,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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