8698 Spruce Dr, Rogers, AR 72756 Property Records

Benton County property record for 8698 Spruce Dr, Rogers, AR 72756

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,280 sqft · built 2023
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Company Names on Record
Last Sale	$45,000 (May 2021)
Tax Bill	$4,884 (2026)
Deeds & Mortgages	Jan 2024 Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-01176-000`

Property Details

APN / Parcel Number

Primary APN	`15-01176-000`
Alternative APNs	`48655.0` `48655`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,280 sqft Living Area
Gross Area	2,837 sqft
1st Floor Area	1,170 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	557 sqft
Driveway	Concrete Driveway
Driveway Area	624 sqft
Porch	Open Porch
Deck Area	296 sqft
Patio Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48655
Street Address	8698 SPRUCE DR
City	ROGERS
State	AR
Zip	72756-6352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	29
Legal Township	19
Legal Section	13
Legal Subdivision	BEAVER SHORES UNIT 6-RURBAN
Legal Lot Number	1147
Jurisdiction	BENTON AR
Township / Civil Division	1
Census Block Group	3
Census Block	3002
Census Tract	21407

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	9970 S 161ST ST, OMAHA, NE 68136-1823
Owner Type	Company
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
May 3, 2021	Warranty Deed, Transfer LENDERS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Sep 27, 2002
Deed Document Number	202132915
Transfer Doc	0705000550
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	8698 SPRUCE DR, ROGERS, AR 72756-6352
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8698 SPRUCE DR, ROGERS, AR 72756-6352

Mortgage

Document Number	L202401753
Date	Jan 11, 2024
Instrument	L202401753

Lender

Name	COGENT BANK
Type	Bank
Address	13131 W DODGE RD, OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	May 3, 2021
Property Address	8698 SPRUCE DR, ROGERS, AR 72756-6352
Document Number	2021032915
Map Reference	PL H PG 202
Instrument Date	Apr 30, 2021
Instrument	2021032915
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$148.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 PRAIRIE CREEK MARINA DR, 1, ROGERS, AR 72756-8611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9970 S 161ST ST, OMAHA, NE 68136-1823

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,884.00 (+0.6%)	$95,210 (-) Land $9,000 Building $86,210	$476,050 (-) Land $45,000 Building $431,050
2025	$4,855.00 (+1,023.84%) Homeowner's exemption	$95,210 (+957.89%) Land $9,000 Building $86,210
2024			$476,050 (+957.89%) Land $45,000 Building $431,050
2023	$432.00	$9,000 Land $9,000	$45,000 Land $45,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS WATER UTILITIES serves 81,443 people · EPA ID AR0000055
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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