8698 Saint Leos Rd, Ruma (Red Bud), IL 62278 Property Records

Randolph County property record for 8698 Saint Leos Rd, Ruma, IL 62278

Property Summary

Property TypeSingle Family Home
Lot Size1.46 acres (63,598 sqft)
Owner2 Individual Names on Record
Last Sale$37,000 (May 2020)
Tax Bill$5,768 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Aug 2020 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-150-084-00

Property Details

APN / Parcel Number

Primary APN13-150-084-00

Exterior

Lot Area63,598 sqft (1.46 acres)

Location & Zoning

Street Address8698 SAINT LEOS RD
CityRUMA
StateIL
Zip62278-2638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description449/246 743/935 749/135 2011R02657 2020R01770 LOT 5 TIMBERVIEW ESTATES S/D PT SE SEC 6 T5 R8 VILLAGE OF RUMA
Legal Range08
Legal Township05
Legal Section06
Legal SubdivisionIMBERVIEW ESTATES S/D
Legal Lot Number5
JurisdictionRANDOLPH IL
Township / Civil DivisionRUMA
Census Block Group2
Census Block2047
Census Tract950900

Owner

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8698 SAINT LEOS RD, RUMA, IL 62278-2638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2022Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK
Aug 31, 2020Deed of Trust, Mortgage · Construction Mortgage
FIRST NATIONAL BANK WATERLOO
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO
May 27, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2020 · Amount on Record
Deed SaleMay 27, 2020 · Amount on Record
Prior SaleJul 27, 2011 · Amount on Record
Deed Document Number20201770
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IL
Property Address8698 SAINT LEOS RD, RUMA, IL 62278-2638
Transaction TypeMortgage
Record UpdatedDec 7, 2022
Title CompanyACCENT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R03558
DateNov 16, 2022
Instrument2022R03558
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IL
Property Address8698 SAINT LEOS RD, RUMA, IL 62278-2638
Transaction TypeMortgage
Record UpdatedNov 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R03093
DateAug 31, 2020
Instrument2020R03093
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IL
Property Address8698 SAINT LEOS RD, RUMA, IL 62278-2638
Transaction TypeMortgage
Record UpdatedNov 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R02220
DateMay 24, 2021
Instrument2021R02220
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANDOLPH IL
Recording DateMay 27, 2020
Property Address8698 SAINT LEOS RD, RUMA, IL 62278-2638
Document Number2020R01770
Map ReferencePC 7 JAC 66
Instrument DateMay 22, 2020
Instrument2020R01770
Transaction TypeTransfer
Record UpdatedNov 10, 2022

Transaction

AmountAmount Recorded
Tax$55.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address821 MILL ST, RED BUD, IL 62278-1937

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyRandolph County
MunicipalityRuma Village
Unified School DistrictRed Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,768.00 (-4.2%) Homeowner's exemption$116,400 (-3.82%) Land $13,655 Building $102,745$349,200 (-3.82%) Land $40,965 Building $308,235
2024$6,021.00 (+30.27%)$121,025 (+26.76%) Land $12,780 Building $108,245$363,075 (+26.76%) Land $38,340 Building $324,735
2022$4,622.00 Homeowner's exemption Senior Citizen's exemption$95,475 Land $11,265 Building $84,210$286,425 Land $33,795 Building $252,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1993)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Harrisonville Telephone Company
DSL · Fiber in parts of the area
100 / 20

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