8698 Lake Dr, Springport, MI 49284 Property Records

Eaton County property record for 8698 Lake Dr, Springport, MI 49284

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,832 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Aug 2018)
Tax Bill	$5,388 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15004560004904`

Property Details

APN / Parcel Number

Primary APN	`15004560004904`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft
Basement Area	1,832 sqft
Unfinished Basement	1,832 sqft

Exterior

Architectural Style	Ranch
Lot Area	10,019 sqft (0.23 acres)
Garage Area	1,680 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8698 LAKE DR
City	SPRINGPORT
State	MI
Zip	49284-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N 1/2 OF LOT 49, LOTS 50 79, 80 & 81. SUPERVISOR'S PLAT OF EAST HAVEN, T1N, R4W, BROOKFIELD TWP. D 3-19-13 (COMBINATION) COMBINED FROM 150-045-600-049-03 & 150-045-600-079-01 FOR 2014.
Legal Range	04W
Legal Township	01N
Legal Section	50
Legal Subdivision	EAST HAVEN
Jurisdiction	EATON MI
Township / Civil Division	BROOKFIELD
Census Block Group	3
Census Block	3061
Census Tract	21100

Owner

8698 Lake Dr is owned and occupied by two individuals who acquired it in October 2025.

Source: Eaton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8698 LAKE DR, SPRINGPORT, MI 49284-9313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Construction Mortgage HOMESTEAD SAVINGS BANK
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD SAVINGS BANK
Jul 25, 2006	Deed of Trust, Mortgage NEW CENTURY MORTGAGE CORP
Nov 6, 2025	Intrafamily Transfer, Transfer
Aug 22, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage HOMESTEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2018 · Amount on File
Deed Sale	Aug 22, 2018 · Amount on File
Prior Sale	Apr 14, 2010 · Amount on File
Deed Book / Page	2749 / 1204
Last Transfer Date	Oct 23, 2025
Transfer Doc	003164/153
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	8698 LAKE DR, SPRINGPORT, MI 49284-9313
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8698 LAKE DR, SPRINGPORT, MI 49284-9313

Mortgage

Document Number	003055/888
Date	Jul 6, 2023
Book Page	3055/888

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank
Address	ALBION, MI 49224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	369 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	9%
Index	12-Month MTA
Max Rate	13%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	8698 LAKE DR, SPRINGPORT, MI 49284-9313
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8698 LAKE DR, SPRINGPORT, MI 49284-9313

Mortgage

Document Number	0002968/24
Date	Nov 12, 2021
Book Page	2968/24

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank
Address	ALBION, MI 49224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	328 Months
Due	Mar 1, 2049

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	8698 LAKE DR, SPRINGPORT, MI 49284-9313
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	LAND OWNERS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02052/0022
Date	Jul 25, 2006
Book Page	2052/0022

Lender

Name	NEW CENTURY MORTGAGE CORP
Type	Subprime Lender
Address	18400 VON KARMAN AVE STE 1000, IRVINE, CA 92612

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2036

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Nov 6, 2025
Property Address	8698 LAKE DR, SPRINGPORT, MI 49284-9313
Document Number	003164/153
Book / Page	3164 / 153
Instrument Date	Oct 23, 2025
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8698 LAKE DR, SPRINGPORT, MI 49284-9313

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	EATON MI
Recording Date	Aug 22, 2018
Property Address	8698 LAKE DR, SPRINGPORT, MI 49284-9313
Document Number	02749/1204
Book / Page	2749 / 1204
Instrument Date	Aug 16, 2018
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9101 TUCKER, SPRINGPORT, MI 49284

Mortgage

Document Number	0027491206
Date	Aug 22, 2018
Instrument	2749/1206

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8698 Lake Dr was $5,388 with a homeowner's exemption, up 1.5% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Brookfield Township
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,362 (+27.66%)	$349,887 (-) Land $51,471 Building $298,416
2025	$5,388.00 (+1.53%) Homeowner's exemption	$176,527	$349,887 Land $51,471 Building $298,416
2024	$5,307.00
2023		$77,036	$154,072
2022	$1,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8698 Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8698 Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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