8697 S Ben Rowe Cir, Macclenny, FL 32063 Property Records

Baker County property record for 8697 S Ben Rowe Cir, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,302 sqft · built 1972
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Dec 2021)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-3S-22-0045-0000-0420`

Property Details

APN / Parcel Number

Primary APN	`07-3S-22-0045-0000-0420`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Roof Material	Tin
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Patio Area	90 sqft
Fence	Fence
Shed	1 Shed
Shed Area	100 sqft
Utility Building	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	8697 S BEN ROWE CIR
City	MACCLENNY
State	FL
Zip	32063-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 000050 ACRES LOT 42 MAC GLEN SOUTH OF SR 23A (UNRECORDED) BEING PART OF NW 1/4 OF SE 1/4 OF SEC 07-3S-22E DESC IN OR 2021
Legal Range	22E
Legal Township	03S
Legal Section	07
Legal Lot Number	42
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	4
Census Block	4007
Census Tract	40102

Owner

Source: Baker County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8697 S BEN ROWE CIR, MACCLENNY, FL 32063-5117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 26, 2018	Warranty Deed, Transfer · FHA Mortgage NFM LNDG
Feb 7, 2017	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	202100009256
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Dec 13, 2021
Property Address	8697 S BEN ROWE CIR, MACCLENNY, FL 32063-5117
Document Number	0000009256
Instrument Date	Dec 10, 2021
Instrument	202100009256
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	COMPASS CLOSINGS AND TITLE SERVICES, COMPASS CLOSINGS & TTL SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,631.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8700 S BEN ROWE CIR, 8700, MACCLENNY, FL 32063-5114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8697 S BEN ROWE CIR, MACCLENNY, FL 32063-5117

Mortgage

Document Number	0000009257
Date	Dec 13, 2021
Instrument	202100009257

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Nov 26, 2018
Property Address	8697 S BEN ROWE CIR, MACCLENNY, FL 32063-5117
Document Number	0000008322
Instrument Date	Nov 20, 2018
Instrument	8322
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	OSCEOLA LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$94.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8697 S BEN ROWE CIR MACCLENNY FL 320635117, MACCLENNY, FL 32063-5117

Mortgage

Document Number	8323
Date	Nov 26, 2018
Instrument	8323

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Feb 7, 2017
Property Address	8697 S BEN ROWE CIR, MACCLENNY, FL 32063-5117
Document Number	0000000667
Instrument Date	Feb 7, 2017
Instrument	201700000667
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OSCEOLA LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 N LOWDER ST, 805, MACCLENNY, FL 32063-2806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8697 S BEN ROWE CIR, MACCLENNY, FL 32063-5117

Mortgage

Document Number	0000000668
Date	Feb 7, 2017
Instrument	201700000668

Lender

Name	FIDELITY BANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Baker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$178,536 (+5.99%)	$183,228 (+8.77%) Land $12,500 Building $170,728
2023	Disabled Person's exemption Veteran's exemption	$168,450 Land $9,882 Building $158,568	$168,450 Land $9,882 Building $158,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2012–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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