Saginaw County property record for 8695 Gratiot Rd, Saginaw, MI 48609
| Property Type | Commercial |
|---|---|
| Lot Size | 5.65 acres (246,245 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $37 (2025) |
| Deeds & Mortgages | May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-26-3010-000 |
| Primary APN | 28-12-3-26-3010-000 |
|---|
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 246,245 sqft (5.65 acres) |
| Lot Dimensions | 985 ft deep x 250 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8695 GRATIOT RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48609-4808 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-1 |
| Legal Description | COM AT INTERSECT OF VAN WORMER RD & M-46 & 47 HWY TH SW LY TO S LINE OF SD N 40 ACRES TH W 122.45 FT TH N TO C/L OF M-46 & 47 |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 26 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 12003 |
8695 Gratiot Rd, a commercial property, is owned by an individual.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8695 GRATIOT RD, SAGINAW, MI 48609-4808 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 8695 GRATIOT RD, SAGINAW, MI 48609-4808 |
| Document Number | 0000002766 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8695 GRATIOT RD SAGINAW MI 486094808, SAGINAW, MI 48609-4808 |
| Document Number | 0000002766 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 2766 |
| Name | MISSION INV FUND/THE EVANGELIC |
|---|---|
| Address | 8765 W HIGGINS RD, CHICAGO, IL 60631-4101 |
| Amount | Amount on Record |
|---|---|
| Term | 156 Months |
| Due | Feb 5, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 8695 Gratiot Rd was $37.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Swan Valley School District (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2025 | $37.00 |
| 2022 | $41.00 |
FEMA maps place 8695 Gratiot Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8695 Gratiot Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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