Howard County property record for 8691 Flowering Cherry Ln, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,148 sqft · built 1999 |
| Lot Size | 0.384 acres (16,744 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $685,550 (Apr 2021) |
| Tax Bill | $12,565 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-558070 |
| Primary APN | 06-558070 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,148 sqft Total Area |
| Basement Area | 1,128 sqft |
| Finished Basement | 1,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,744 sqft (0.384 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 220 sqft |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 558070 |
|---|---|
| Street Address | 8691 FLOWERING CHERRY LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-1017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 5 16744 SQ' 8691 FLOWERING CHERRY LN CHERRY CREEK OVERLOOK S1 |
| Legal Subdivision | CHERRY CREEK |
| Legal Block | 9999 |
| Legal Lot Number | 5 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606805 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8691 FLOWERING CHERRY LN, LAUREL, MD 20723-1017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Apr 13, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CURBIO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on Record |
| Deed Sale | Apr 13, 2021 · Amount on Record |
| Prior Sale | Oct 22, 2003 · Amount on Record |
| Deed Book / Page | 20438 / 112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8691 FLOWERING CHERRY LN, LAUREL, MD 20723-1017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 8691 FLOWERING CHERRY LN, LAUREL, MD 20723-1017 |
| Document Number | 0223100251 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | 22310/251 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 13, 2021 |
| Property Address | 8691 FLOWERING CHERRY LN, LAUREL, MD 20723-1017 |
| Document Number | 0204380112 |
| Book / Page | 20438 / 112 |
| Map Reference | PL 13195 |
| Instrument Date | Mar 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,997.13 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8691 FLOWERING CHERRY LN, LAUREL, MD 20723-1017 |
| Document Number | 20438120 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 20438/120 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8691 FLOWERING CHERRY LN, LAUREL, MD 20723-1017 |
| Document Number | 0198990491 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8691 FLOWERING CHERRY LN LAUREL MD 207231017, LAUREL, MD 20723-1017 |
| Document Number | 0198990491 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 019899/000491 |
| Name | CURBIO INC |
|---|---|
| Address | POTOMAC, MD 20854 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,565.00 (+4.36%) | $816,867 (+4.3%) | $884,200 (+12.9%) Land $297,800 Building $586,400 |
| 2025 | $12,040.00 (+82.04%) | $783,200 (+2%) Land $247,800 Building $535,400 | $783,200 (-) Land $247,800 Building $535,400 |
| 2023 | $652,667 | $783,200 Land $247,800 Building $535,400 | |
| 2022 | $6,614.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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