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869 Saddleback Trail Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 869 Saddleback Trail Rd, Chesapeake, VA 23322

Property Summary

Property TypeExempt (Full or Partial)
Details4 bd · 2 ba · 1,831 sqft · built 1991
Lot Size0.272 acres (11,848 sqft)
OwnerTrust Name on Record
Tax Bill$3,199 (2020)
Deeds & MortgagesAug 2023 Transfer
Jan 2018 Mortgage
APN0606006000880

Property Details

APN / Parcel Number

Primary APN0606006000880

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,831 sqft Total Area
1st Floor Area1,506 sqft
AtticAttic
Attic Area514 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,848 sqft (0.272 acres)
Lot Dimensions84 ft deep x 96 ft wide
Garage TypeAttached
Garage Area514 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area194 sqft
Deck AreaDeck Area
Patio Area210 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address869 SADDLEBACK TRAIL RD
CityCHESAPEAKE
StateVA
Zip23322-8851
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR12S: RESI
Legal Description88 COUNTRY ROADS SEC ONE
Legal SubdivisionCHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1033
Census Tract21004

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address869 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8851
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2023Intrafamily Transfer, Transfer
Jan 22, 2018Deed of Trust, Mortgage · VA Mortgage
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 26, 2023
Transfer Doc010685/826
Record UpdatedOct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 8, 2023
Property Address869 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8851
Document Number010685/826
Book / Page10685 / 826
Instrument DateJul 26, 2023
Instrument230016780
Transaction TypeTransfer
Record UpdatedAug 24, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address869 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8851

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address869 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8851
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09875/1604
DateJan 22, 2018
Book Page9875/1604
Instrument180001548
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$447,900 (+4.85%) Land $200,000 Building $247,900$447,900 (+4.85%) Land $200,000 Building $247,900
2025$427,200 (+12.3%) Land $190,000 Building $237,200$427,200 (+12.3%) Land $190,000 Building $237,200
2023$380,400 (+4.76%) Land $170,000 Building $210,400$380,400 (+4.76%) Land $170,000 Building $210,400
2022$363,100 Land $150,000 Building $213,100$363,100 Land $150,000 Building $213,100
2020$3,199.00 (+2.8%)
2019$3,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims3 (2005–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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