869 Maple Branch Rd, Sparta, TN 38583 Property Records

Cumberland County property record for 869 Maple Branch Rd, Sparta, TN 38583

Property Summary

Property Type	Mobile Home
Details	1,104 sqft · built 1996
Lot Size	1.19 acres (51,836 sqft)
Owner	Individual Name on File
Last Sale	$78,900 (May 2019)
Tax Bill	$93 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018083 04629`

Property Details

APN / Parcel Number

Primary APN	`018083 04629`
Alternative APN	`083 04629`

Interior

Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1996
Architectural Style	Mobile/Manufactured
Lot Area	51,836 sqft (1.19 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	869 MAPLE BRANCH RD
City	SPARTA
State	TN
Zip	38583-8506
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 08, COUNTY AREA: R01
Legal Subdivision	MAPLE BRANCH
Legal Lot Number	29
Jurisdiction	CUMBERLAND TN
Township / Civil Division	8
Census Block Group	4
Census Block	4030
Census Tract	970302

Owner

869 Maple Branch Rd, a mobile home, is owned by an individual who bought it in May 2019.

Source: Cumberland County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	3701 ARCO CORPORATE DR STE 200, 200, CHARLOTTE, NC 28273-7204
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 18, 2017	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on File
Deed Sale	May 1, 2019 · Amount on File
Prior Sale	Aug 9, 2011
Deed Document Number	19005118
Deed Book / Page	1548 / 1936
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	May 1, 2019
Property Address	869 MAPLE BRANCH RD, SPARTA, TN 38583-8506
Document Number	0000005118
Book / Page	1548 / 1936
Map Reference	MB 10 PG 5
Instrument Date	Apr 17, 2019
Instrument	19005118
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	MARYVILLE TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 ARCO CORPORATE DR STE 200, 200, CHARLOTTE, NC 28273-7204

Mortgage

Document Number	0000005120
Date	May 1, 2019
Instrument	19005120

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Mortgage

Document Number	0000005121
Date	May 1, 2019
Book Page	1548/1964
Instrument	19005121

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Aug 18, 2017
Property Address	869 MAPLE BRANCH RD, SPARTA, TN 38583-8506
Document Number	0000009847
Book / Page	001508 / 000506
Instrument Date	Aug 17, 2017
Instrument	9847
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	869 MAPLE BRANCH RD SPARTA TN 385838506, SPARTA, TN 38583-8506

Mortgage

Document Number	9848
Date	Aug 18, 2017
Book Page	001508/000508
Instrument	9848

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 869 Maple Branch Rd was $93.

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$93.00	$8,175 Land $2,300 Building $5,875
2023		$8,175 (-) Land $2,300 Building $5,875
2022		$8,175 Land $2,300 Building $5,875	$32,700 (-) Land $9,200 Building $23,500
2021			$32,700 Land $9,200 Building $23,500
2018	$88.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 869 Maple Branch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 869 Maple Branch Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND PLATEAU W.A.#3 serves 5,659 people · EPA ID TN0000557
Water Source	Purchased surface water from BON DE CROFT UTILITY DISTRICT
Last State Inspection	Sep 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment currently in violation since Sep 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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