869 Childs Point Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 869 Childs Point Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	10.5 ba · 12,459 sqft · built 1998
Lot Size	7.25 acres (315,810 sqft)
Owner	2 Individual Names on File
Last Sale	$5,600,000 (Mar 2021)
Tax Bill	$4,155 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-000-04071906`

Property Details

APN / Parcel Number

Primary APN	`02-000-04071906`
Alternative APNs	`2-000-04071906` `00004071906`

Interior

Full Baths	10.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	12,459 sqft Living Area
Gross Area	13,635 sqft
1st Floor Area	5,070 sqft
Basement Area	3,377 sqft
Finished Basement	3,377 sqft
Utility Area	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	315,810 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,176 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	1,106 sqft
Deck Area	500 sqft
Patio Area	1,999 sqft
Shed	1 Shed
Shed Area	200 sqft
Gazebo	299 sqft
Stable	672 sqft
Tennis Court	Tennis Court
Boat Access	Boat Access
Boat House	676 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00004071906
Street Address	869 CHILDS POINT RD
City	ANNAPOLIS
State	MD
Zip	21401-4490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	7.252 ACRES ROGGIO PROPERTY
Legal Subdivision	ROGGIO PROPERTY
Legal Block	4
Legal Lot Number	174
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4009
Census Tract	702500

Owner

869 Childs Point Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	869 CHILDS POINT RD, ANNAPOLIS, MD 21401-4490
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage AXOS BANK
Mar 21, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2021 · Amount on File
Deed Sale	Mar 21, 2021 · Amount on File
Prior Sale	Nov 12, 2013 · Amount on File
Deed Book / Page	36389 / 194
Transfer Doc	0169600193
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	869 CHILDS POINT RD, ANNAPOLIS, MD 21401-4490
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0326210458
Date	Nov 1, 2018
Book Page	32621/458

Lender

Name	AXOS BANK
Type	Bank
Address	00000

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 21, 2021
Property Address	869 CHILDS POINT RD, ANNAPOLIS, MD 21401-4490
Document Number	0363890194
Book / Page	36389 / 194
Map Reference	MB 181 PG10-11PL9585
Instrument Date	Mar 3, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	869 CHILDS POINT RD, ANNAPOLIS, MD 21401-4490

Mortgage

Document Number	0036389199
Date	Mar 21, 2021
Instrument	36389/199

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	3.87%
Index	Other
Max Rate	6.87%

Tax Assessment & Valuation

The 2025 property tax bill for 869 Childs Point Rd was $4,155, up 2.8% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,553,800 (+10.08%) Land $1,218,200 Building $3,335,600	$4,553,800 (-) Land $1,218,200 Building $3,335,600
2025	$4,155.00 (+2.8%)	$4,136,900	$4,553,800 Land $1,218,200 Building $3,335,600
2024	$4,042.00 (+23.91%)
2023	$3,262.00 Disabled Person's exemption Veteran's exemption	$3,303,100 Land $1,068,200 Building $2,234,900	$3,303,100 Land $1,068,200 Building $2,234,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 869 Childs Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	11 (1996–2013)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 869 Childs Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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