Pinellas County property record for 869 16th Ln, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,016 sqft · built 1980 |
| Lot Size | 0.177 acres (7,741 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,000 (Jan 2018) |
| Tax Bill | $1,944 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-2787-9 |
| Primary APN | C62-000-741-2787-9 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,016 sqft Heated Area |
| 1st Floor Area | 1,016 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,741 sqft (0.177 acres) |
| Lot Dimensions | 106 ft deep x 73 ft wide |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 214 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1425 |
|---|---|
| Old Parcel Number | 152801850050030060 |
| Street Address | 869 16TH LN |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-4706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING RUN BLK C, LOT 6 |
| Legal Range | 15 |
| Legal Township | 28 |
| Legal Section | 01 |
| Legal Subdivision | SPRING RUN |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 27207 |
869 16th Ln is owned and occupied by an individual who bought it in January 2018.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 869 16TH LN, PALM HARBOR, FL 34683-4706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Nov 21, 2018 | Deed of Trust, Mortgage · ARM GTE FCU |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC |
| Jan 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage LYNN L EMSHOFF |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2018 · Amount on File |
| Deed Sale | Jan 23, 2018 · Amount on File |
| Deed Document Number | 0019917141 |
| Deed Book / Page | 19917 / 141 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 869 16TH LN, PALM HARBOR, FL 34683-4706 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 869 16TH LN, PALM HARBOR, FL 34683-4706 |
| Document Number | 0221610546 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 22161/546 |
| Instrument | 2022241782 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 869 16TH LN, PALM HARBOR, FL 34683-4706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0203430007 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 20343/0007 |
| Instrument | 2018374247 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 869 16TH LN, PALM HARBOR, FL 34683-4706 |
| Document Number | 0211871418 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 869 16TH LN PALM HARBOR FL 346834706, PALM HARBOR, FL 34683-4706 |
| Document Number | 0211871418 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 021187/001418 |
| Instrument | 291110 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 23, 2018 |
| Property Address | 869 16TH LN, PALM HARBOR, FL 34683-4706 |
| Document Number | 0199170141 |
| Book / Page | 019917 / 000141 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 22074 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,302.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 869 16TH LN PALM HARBOR FL 346834706, PALM HARBOR, FL 34683-4706 |
| Document Number | 199170144 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 019917/000144 |
| Instrument | 22075 |
| Name | LYNN L EMSHOFF |
|---|---|
| Address | 52 PALM LANE DR, WINTER HAVEN, FL 33881-8126 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jan 22, 2020 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
The 2025 property tax bill for 869 16th Ln was $1,944 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,944.00 Homeowner's exemption | $138,938 | $340,624 Land $159,586 Building $181,038 |
| 2023 | $1,786.00 (+3.84%) Homeowner's exemption | $131,089 (+3%) | $283,652 (+7.36%) Land $152,577 Building $131,075 |
| 2022 | $1,720.00 Homeowner's exemption | $127,271 | $264,217 Land $151,799 Building $112,418 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 869 16th Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 869 16th Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures