8688 120th Ave, West Olive, MI 49460 Property Records

Ottawa County property record for 8688 120th Ave, West Olive, MI 49460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1991
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2018)
Tax Bill	$3,866 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-12-10-100-025`

Property Details

APN / Parcel Number

Primary APN	`70-12-10-100-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Lot Area	43,124 sqft (0.99 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8688 120TH AVE
City	WEST OLIVE
State	MI
Zip	49460-8983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PART OF NW 1/4 OF NW 1/4 COM S 0D 0M 02S W 65876 FT FROM NW SEC COR, TH S 89D 11M 46S E 32341 FT, S 0D 26M 14S E 16472 FT, N 89D 11M 46S W 32467 FT, N 0D 0M 02S E 16469 FT TO BEG SEC 10 T6N R15W 123 A
Legal Range	15W
Legal Township	06N
Legal Section	10
Legal Block	100
Jurisdiction	OTTAWA MI
Township / Civil Division	OLIVE
Census Block Group	2
Census Block	2022
Census Tract	22001

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8688 120TH AVE, WEST OLIVE, MI 49460-8983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Apr 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NORTHPOINTE BANK
Sep 26, 2018	Warranty Deed, Transfer · Conventional Mortgage CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN
Sep 26, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Deed Document Number	201834281
Last Transfer Date	Apr 3, 2025
Transfer Doc	20250008296
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	8688 120TH AVE, WEST OLIVE, MI 49460-8983
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190043884
Date	Nov 25, 2019
Instrument	2019-0043884

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 6, 2024

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 2, 2021
Property Address	8688 120TH AVE, WEST OLIVE, MI 49460-8983
Document Number	20210017811
Instrument Date	Mar 19, 2021
Instrument	2021-0017811
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6688 120TH AVE, WEST OLIVE, MI 49460

Mortgage

Document Number	20210017812
Date	Apr 2, 2021
Instrument	2021-0017812

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 26, 2018
Property Address	8688 120TH AVE, WEST OLIVE, MI 49460-8983
Document Number	20180034281
Instrument Date	Sep 24, 2018
Instrument	2018-0034281
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8688 120TH AVE, 8688, NEW ERA, MI 49446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8688 120TH AVE, WEST OLIVE, MI 49460-8983

Mortgage

Document Number	20180034282
Date	Sep 26, 2018
Instrument	2018-0034282

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 26, 2018
Property Address	8688 120TH AVE, WEST OLIVE, MI 49460-8983
Document Number	20180034281
Instrument Date	Sep 24, 2018
Instrument	2018-0034281
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8688 120TH AVE, 8688, WEST OLIVE, MI 49460-8983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8688 120TH AVE, WEST OLIVE, MI 49460-8983

Mortgage

Document Number	20180034282
Date	Sep 26, 2018
Instrument	2018-0034282

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Olive Township
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,900 (+5.64%)	$381,800 (+5.64%)
2025	$3,866.00 (+16.62%) Homeowner's exemption	$180,700 (+26.36%)	$361,400 (+26.36%)
2023		$143,000	$286,000
2022	$3,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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