8687 Orchid Dr, Saint John, IN 46373 Property Records

Lake County property record for 8687 Orchid Dr, Saint John, IN 46373

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,000 sqft · built 2023
Lot Size0.033 acres (1,440 sqft)
OwnerIndividual Name on Record
Last Sale$287,584 (Feb 2024)
Tax Bill$1,369 (2024)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN45-15-03-454-013.000-015

Property Details

APN / Parcel Number

Primary APN45-15-03-454-013.000-015

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories3 Stories
Building Area2,000 sqft Living Area
Gross Area2,400 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Construction TypeFrame
Roof MaterialAsphalt
Lot Area1,440 sqft (0.033 acres)
Lot Dimensions72 ft deep x 20 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address8687 ORCHID DR
CitySAINT JOHN
StateIN
Zip46373-0679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE GATES OF ST JOHN UNIT 17B AMENDED PLAT OF LOTS 1420 & 1421 LOT 1420 UNIT 3032
Legal SubdivisionTHE GATES OF ST JOHN UNIT 1
JurisdictionLAKE IN
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1010
Census Tract42904

Owner

Source: Lake County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8687 ORCHID DR, SAINT JOHN, IN 46373-0679
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 29, 2024 · Amount on Record
Deed SaleFeb 29, 2024 · Amount on Record
Deed Document Number2024506304
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateJul 15, 2026
Property Address8687 ORCHID DR, SAINT JOHN, IN 46373-0679
Document Number0000529651
Instrument DateJun 15, 2026
Instrument2026529651
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8687 ORCHID DR, SAINT JOHN, IN 46373-0679

Mortgage

Document Number0000529651,
DateJul 15, 2026
Instrument2026529651
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueJul 1, 2066
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionHanover Township
MunicipalitySt. John Town
Unified School DistrictHanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$273,500 (+355.83%) Land $67,000 Building $206,500$273,500 (+355.83%) Land $67,000 Building $206,500
2024$1,369.00
2023$60,000 Land $60,000$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. JOHN MUNICIPAL WATER UTILITY
serves 25,700 people · EPA ID IN5245043
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

May also be available: Verizon.

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