8686 Phoenix Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8686 Phoenix Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,546 sqft · built 1980
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Feb 2020)
Tax Bill	$6,426 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`253-0210-001-0000`

Property Details

APN / Parcel Number

Primary APN	`253-0210-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
1st Floor Area	1,546 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8686 PHOENIX AVE
City	FAIR OAKS
State	CA
Zip	95628-5366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	POR LOT 6 RALPH SKINNER TR DESC AS BEG AT A PT IN SD LOT 6 LOC N 244.02 FT AND W 148.46 FT FROMSE COR SD LOT TH FROM SD POB W
Legal Subdivision	RALPH SKINNER
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	8006

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8686 PHOENIX AVE, FAIR OAKS, CA 95628-5366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 13, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN PACFIC MTG CORP
Apr 23, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Book / Page	20200213 / 1959
Prior Transfer Date	Sep 15, 2006
Prior Transfer Doc	0000001188
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8686 PHOENIX AVE, FAIR OAKS, CA 95628-5366
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8686 PHOENIX AVE, FAIR OAKS, CA 95628-5366
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000515
Date	Feb 1, 2021
Instrument	202102010515

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8686 PHOENIX AVE, FAIR OAKS, CA 95628-5366
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8686 PHOENIX AVE, FAIR OAKS, CA 95628-5366
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000497
Date	Jan 10, 2022
Instrument	2022011000497

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 13, 2020
Property Address	8686 PHOENIX AVE, FAIR OAKS, CA 95628-5366
Document Number	2002131959
Instrument Date	Feb 7, 2020
Instrument	2002131959
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8686 PHOENIX AVE FAIR OAKS CA 956285366, FAIR OAKS, CA 95628-5366

Mortgage

Document Number	2002131960
Date	Feb 13, 2020
Instrument	2002131960

Lender

Name	AMERICAN PACFIC MTG CORP
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 23, 2019
Property Address	8686 PHOENIX AVE, FAIR OAKS, CA 95628-5366
Document Number	1904231166
Instrument Date	Mar 26, 2019
Instrument	1904231166
Transaction Type	Foreclosure
Record Updated	May 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$409.64
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1100 15TH ST NW WASHINGTON DC 200051707, WASHINGTON, DC 20005-1707
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,021 (+1.98%) Land $186,651 Building $359,370
2025	$6,426.00 (+0.77%) Homeowner's exemption	$535,414 (+4%) Land $182,992 Building $352,422
2024	$6,377.00 (+3.12%)
2023	$6,184.00 (+0.39%) Homeowner's exemption	$514,819 Land $175,887 Building $338,932
2022	$6,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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