8686 Andrews Ave, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 8686 Andrews Ave, Fort Pierce, FL 34945

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 6,572 sqft · built 2002
Lot Size	9.71 acres (422,968 sqft)
Owner	2 Individual Names on File
Last Sale	$1,375,000 (Jan 2024)
Tax Bill	$23,717 (2024)
Deeds & Mortgages	Jan 2024 Sale Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2323-501-0035-000-0`

Property Details

APN / Parcel Number

Primary APN	`2323-501-0035-000-0`
Alternative APN	`14114`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,572 sqft Living Area
Gross Area	13,201 sqft
1st Floor Area	3,964 sqft
Upper Floors Area	144 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	422,968 sqft (9.71 acres)
Garage Type	Attached
Garage Area	1,476 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	798 sqft
Porch	Screened Porch
Porch Area	2,066 sqft
Deck Area	Deck Area
Patio Area	2,113 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	14114
Street Address	8686 ANDREWS AVE
City	FORT PIERCE
State	FL
Zip	34945-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1 COUNT
Legal Description	MODEL LAND CO`S S/D 23 35 39 LOT13 AND W 95 FT OF LOT 14 IN NW 1/4-LESS CANAL R/W- (9.71 AC)
Legal Range	39E
Legal Township	35S
Legal Section	23
Legal Subdivision	MODEL LAND COMPANY
Legal Lot Number	13
Jurisdiction	ST LUCIE FL
Township / Civil Division	WEST ST. LUCIE
Census Block Group	2
Census Block	2093
Census Tract	382202

Owner

8686 Andrews Ave is owned and occupied by two individuals who bought it in January 2024.

Source: St. Lucie County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8686 ANDREWS AVE, FORT PIERCE, FL 34945-3103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 6, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 1, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 30, 2020	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2024 · Amount on File
Deed Sale	Jan 4, 2024 · Amount on File
Prior Sale	Jun 6, 2022 · Amount on File
Deed Document Number	20245285015
Deed Book / Page	5091 / 1478
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jan 4, 2024
Property Address	8686 ANDREWS AVE, FORT PIERCE, FL 34945-3103
Document Number	0050911478
Book / Page	5091 / 1478
Map Reference	MB 2 PG 10
Instrument Date	Dec 15, 2023
Instrument	5285015
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$9,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2002 COCONUT DR, FORT PIERCE, FL 34949-3308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8686 ANDREWS AVE, FORT PIERCE, FL 34945-3103

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jun 6, 2022
Property Address	8686 ANDREWS AVE, FORT PIERCE, FL 34945-3103
Document Number	0048370805
Book / Page	4837 / 805
Map Reference	MB 2 PG 10
Instrument Date	May 25, 2022
Instrument	5050636
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8686 ANDREWS AVE, 8686, FORT PIERCE, FL 34945-3103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8686 ANDREWS AVE, FORT PIERCE, FL 34945-3103

Mortgage

Document Number	0004837806
Date	Jun 6, 2022
Instrument	4837/806

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	8686 ANDREWS AVE, FORT PIERCE, FL 34945-3103
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8686 ANDREWS AVE, FORT PIERCE, FL 34945-3103

Mortgage

Document Number	0046422939
Date	Jul 6, 2021
Book Page	4642/2939
Instrument	4889816

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Apr 1, 2021
Property Address	8686 ANDREWS AVE, FORT PIERCE, FL 34945-3103
Document Number	0045831709
Book / Page	4583 / 1709
Map Reference	MB 2 PG 10
Instrument Date	Mar 25, 2021
Instrument	4841536
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$5,880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2162 SW MADRUGA ST, 2162, PORT SAINT LUCIE, FL 34953-2131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8686 ANDREWS AVE, FORT PIERCE, FL 34945-3103

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	8686 ANDREWS AVE, FORT PIERCE, FL 34945-3103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044021166
Date	Mar 30, 2020
Book Page	4402/1166
Instrument	4692741

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 19, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,221,500 Land $426,600 Building $794,900	$1,221,500 Land $426,600 Building $794,900
2024	$23,717.00 (+3,800.82%)
2023	$608.00 (-95.47%) Additional exemption filed	$1,239,000 (+75.95%) Land $290,200 Building $948,800	$1,239,000 (+48.56%) Land $290,200 Building $948,800
2022	$13,409.00 Homeowner's exemption	$704,186	$834,000 Land $209,600 Building $624,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8686 Andrews Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8686 Andrews Ave is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

8686 Andrews Ave, Fort Pierce, FL 34945 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Andrews Ave

Nearby Streets

Search Property Records by Address or Parcel Number