Indian River County property record for 8686 105th Ct, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,968 sqft · built 2004 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Mar 2020) |
| Tax Bill | $4,813 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-28-00005-0070-00032.0 |
| Primary APN | 31-38-28-00005-0070-00032.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 1,968 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 130 ft deep x 122 ft wide |
| Garage Area | 552 sqft |
| Driveway | Driveway |
| Driveway Area | 1,008 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 392 sqft |
| Porch | Open Porch |
| Porch Area | 364 sqft |
| Patio Area | 664 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 27358 |
|---|---|
| Street Address | 8686 105TH CT |
| City | VERO BEACH |
| State | FL |
| Zip | 32967-3273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT N BLK G LOT 32 PBI 6-19 |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 28 |
| Legal Subdivision | VERO LAKE ESTATES UNIT N |
| Legal Block | G |
| Legal Lot Number | 32 |
| Legal Unit | N |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 50903 |
8686 105th Ct is owned and occupied by an individual who bought it in March 2020.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8686 105TH CT, VERO BEACH, FL 32967-3273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC LENDING LLC |
| Mar 4, 2020 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on File |
| Deed Sale | Mar 4, 2020 · Amount on File |
| Prior Sale | Jun 29, 2016 · Amount on File |
| Deed Document Number | 3120200013309 |
| Deed Book / Page | 3282 / 970 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 8686 105TH CT, VERO BEACH, FL 32967-3273 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8686 105TH CT, VERO BEACH, FL 32967-3273 |
| Document Number | 0035480775 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 3548/775 |
| Instrument | 3120220037595 |
| Name | PACIFIC LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ONTARIO, CA 91764 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 4, 2020 |
| Property Address | 8686 105TH CT, VERO BEACH, FL 32967-3273 |
| Document Number | 0032820970 |
| Book / Page | 3282 / 970 |
| Map Reference | MB 6 PG 19 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 3120200013309 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | PROFESSIONAL TTL OF INDIAN R |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 651, FELLSMERE, FL 32948-0651 |
| Name | Verified Name |
|---|---|
| Address | 8686 105TH CT, VERO BEACH, FL 32967-3273 |
| Document Number | 32820971 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 3282/0971 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 8686 105th Ct was $4,813.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,813.00 | $349,634 Land $49,181 Building $300,453 | $349,634 Land $49,181 Building $300,453 |
| 2023 | $4,415.00 (+2.77%) | $339,905 (+3%) | $369,786 (+12.05%) Land $40,380 Building $329,406 |
| 2022 | $4,296.00 | $330,005 Land $33,132 Building $296,873 | $330,005 Land $33,132 Building $296,873 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8686 105th Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 24 (1994–2017) |
| Claims Outside the SFHA | 16 of 24 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8686 105th Ct is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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