8685 Summer Pointe Dr, Elk Grove, CA 95624 Property Records

Sacramento County property record for 8685 Summer Pointe Dr, Elk Grove, CA 95624

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,057 sqft · built 1996
Lot Size0.116 acres (5,047 sqft)
OwnerIndividual Name on Record
Last Sale$447,000 (Jul 2019)
Tax Bill$5,426 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN115-1340-061-0000

Property Details

APN / Parcel Number

Primary APN115-1340-061-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,057 sqft Living Area
1st Floor Area1,188 sqft
2nd Floor Area869 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area5,047 sqft (0.116 acres)
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address8685 SUMMER POINTE DR
CityELK GROVE
StateCA
Zip95624-3427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-7
Legal DescriptionSHELDON NORTH 02B, LOT 110
Legal SubdivisionSHELDON NORTH 02B
Legal Lot Number110
JurisdictionSACRAMENTO CA
Township / Civil DivisionELK GROVE
Census Block Group1
Census Block1018
Census Tract9334

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8685 SUMMER POINTE DR, ELK GROVE, CA 95624-3427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Deed of Trust, Mortgage · Conventional with PMI
LAND HM FIN'L SVCS INC
Jul 26, 2019Grant Deed, Transfer · Conventional with PMI
LAND HM FIN'L SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2019 · Amount on Record
Deed SaleJul 26, 2019 · Amount on Record
Prior SaleAug 23, 1996 · Amount on Record
Deed Book / Page20190726 / 359
Prior Transfer DateSep 22, 2014
Prior Transfer Doc0000000490
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address8685 SUMMER POINTE DR, ELK GROVE, CA 95624-3427
Document Number2008131145
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedSep 7, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address8685 SUMMER POINTE DR ELK GROVE CA 956243427, ELK GROVE, CA 95624-3427

Mortgage

Document Number2008131145
DateAug 13, 2020
Instrument2008131145
Lender
NameLAND HM FIN'L SVCS INC
AddressCONCORD, CA 94520
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 12, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJul 26, 2019
Property Address8685 SUMMER POINTE DR, ELK GROVE, CA 95624-3427
Document Number1907260359
Instrument DateJul 23, 2019
Instrument1907260359
Transaction TypeTransfer
Record UpdatedAug 8, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$491.70
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8685 SUMMER POINTE DR ELK GROVE CA 956243427, ELK GROVE, CA 95624-3427

Mortgage

Document Number1907260360
DateJul 26, 2019
Instrument1907260360
Lender
NameLAND HM FIN'L SVCS INC
AddressCONCORD, CA 94520
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 25, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityElk Grove City
Unified School DistrictElk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$498,630 (+2%) Land $139,437 Building $359,193
2025$5,426.00 (+0.82%)$488,853 (+4.04%) Land $136,703 Building $352,150
2024$5,382.00 (+2.65%)
2023$5,243.00 (+1.88%)$469,873 Land $131,396 Building $338,477
2022$5,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCWA - LAGUNA/VINEYARD
serves 188,417 people · EPA ID CA3410029
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20

May also be available: AT&T, Fidium Fiber, Frontier, GeoLinks, T-Mobile, Verizon.

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