8685 Gilbert Rd, Standish, MI 48658 Property Records

Bay County property record for 8685 Gilbert Rd, Standish, MI 48658 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1999
Square Footage	3,272 sqft Living Area
Lot Size	1,742,400 sqft (40 acres)
Occupancy	Owner Occupied
Last Sale	$289,900 (2018)
Tax Bill	$5,673.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`060-002-300-005-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,272 sqft Living Area
1st Floor	1,720 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	1,742,400 sqft (40 acres)
Parking Spaces	5 Parking Spaces
Garage Area	1,200 sqft Garage
Total Buildings	2 Total Buildings

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	8685 GILBERT RD
City	STANDISH
State	MI
Zip	48658-9306
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NE 1/4 OF SW 1/4 SEC 2 T18N R3E
Legal Range	03E
Legal Township	18N
Legal Section	02
Jurisdiction	BAY MI
Minor Civil Division	GIBSON
Census Blockgroup	1
Census Block	1002
Census Tract	286400

Owner

Source: Bay County records · APN 060-002-300-005-00

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8685 GILBERT RD, STANDISH, MI 48658-9306
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEAM ONE CU
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) TEAM ONE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Nov 05, 2002 · Amount on Record
Deed Doc Number	201814858
Record Refreshed	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	8685 GILBERT RD, STANDISH, MI 48658-9306
Document Number	0000010778
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 08, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	8685 GILBERT RD STANDISH MI 486589306, STANDISH, MI 48658-9306

Mortgage

Document Number	0000010778
Date	Aug 06, 2020
Instrument	10778

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 05, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Oct 30, 2018
Property Address	8685 GILBERT RD, STANDISH, MI 48658-9306
Document Number	0000014858
Instrument Date	Oct 18, 2018
Instrument	14858
Transaction Type	Transfer
Record Updated	Jan 07, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,493.14
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	8685 GILBERT RD STANDISH MI 486589306, STANDISH, MI 48658-9306

Mortgage

Document Number	14859
Date	Oct 30, 2018
Instrument	14859

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48642

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Gibson Township
Unified School District	Standish-Sterling Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,673.00 (+13.37%) Homeowner's exemption	$254,800 (+42.43%)	$509,600 (+42.43%)
2023		$178,900	$357,800
2022	$5,004.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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