Whatcom County property record for 8685 Custer School Rd, Custer, WA 98240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,753 sqft · built 1990 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $218,000 (Oct 1999) |
| Tax Bill | $4,256 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32269 |
| Primary APN | 32269 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,753 sqft Living Area |
| 1st Floor Area | 2,753 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 79,715 sqft (1.83 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 945 sqft |
| Patio Area | 819 sqft |
| Storage Building | 1,150 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 32269 |
|---|---|
| Street Address | 8685 CUSTER SCHOOL RD |
| City | CUSTER |
| State | WA |
| Zip | 98240-9215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 1 FERN-LYN SHORT PLAT AS REC BOOK 3 SHORT PLATS PG 178-EXC PTN TO CO FOR RD DESC AF 1334501 |
| Legal Range | 01 |
| Legal Township | 40 |
| Legal Section | 14 |
| Legal Subdivision | FERN-LYN SHORT PLAT |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BLAINE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10408 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 8685 CUSTER SCHOOL RD, CUSTER, WA 98240-9215 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 1999 · Amount on Record |
| Deed Sale | Oct 21, 1999 · Amount on Record |
| Deed Document Number | 1991002466 |
| Deed Book / Page | 40011 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 8685 CUSTER SCHOOL RD, CUSTER, WA 98240-9215 |
| Document Number | 2180101467 |
| Instrument Date | Jan 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8685 CUSTER SCHOOL RD CUSTER WA 982409215, CUSTER, WA 98240-9215 |
| Document Number | 2180101467 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 101467 |
| Name | INDUSTRIAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-1767 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,256.00 (-9.37%) Senior Citizen's exemption | $552,187 (-) Land $174,883 Building $377,304 | $719,830 (+3.46%) Land $286,996 Building $432,834 |
| 2022 | $552,187 Land $174,883 Building $377,304 | $695,764 Land $220,356 Building $475,408 | |
| 2021 | $4,696.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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