8685 Clyo Rd, Dayton, OH 45458 Property Records

Montgomery County property record for 8685 Clyo Rd, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,924 sqft · built 1952
Lot Size	3.64 acres (158,558 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Aug 2001)
Tax Bill	$8,321 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`O67 03808 0047`

Property Details

APN / Parcel Number

Primary APN	`O67 03808 0047`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	1,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	158,558 sqft (3.64 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	8685 CLYO RD
City	DAYTON
State	OH
Zip	45458-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-3-24
Legal Subdivision	OAKWOOD EXT
Legal Lot Number	47
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3033
Census Tract	40302

Owner

8685 Clyo Rd is owned and occupied by two individuals who acquired it in October 2019.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8685 CLYO RD, DAYTON, OH 45458-2732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Oct 4, 2019	Quit Claim Deed, Transfer METRO BOX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2001 · Amount on File
Deed Sale	Aug 22, 2001 · Amount on File
Prior Sale	Jul 9, 2015
Deed Document Number	0000580D09
Last Transfer Date	Oct 4, 2019
Transfer Doc	0000055095
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	8685 CLYO RD, DAYTON, OH 45458-2732
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047901
Date	Jun 25, 2021
Instrument	2021-00047901

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 25, 2046

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 4, 2019
Property Address	8685 CLYO RD, DAYTON, OH 45458-2732
Document Number	0000055095
Instrument Date	Sep 19, 2019
Instrument	55095
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	METRO BOX

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8685 CLYO RD DAYTON OH 454582732, DAYTON, OH 45458-2732

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,950 Land $69,460 Building $52,490
2024	$8,321.00 (+8.45%)
2023	$7,673.00 (+16.91%)	$121,950 (+47.8%) Land $69,460 Building $52,490	$348,450 Land $198,470 Building $149,980
2022	$6,563.00	$82,510 Land $46,940 Building $35,570
2020			$235,720 Land $134,100 Building $101,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8685 Clyo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8685 Clyo Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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