Santa Rosa County property record for 8684 Estrada St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,220 sqft · built 2020 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | Individual Name on File |
| Last Sale | $334,000 (Dec 2024) |
| Tax Bill | $2,214 (2024) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-2740-00400-0341 |
| Primary APN | 21-2S-26-2740-00400-0341 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,220 sqft Heated Area |
| Gross Area | 1,732 sqft |
| 1st Floor Area | 1,528 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 15,987 sqft (0.367 acres) |
| Lot Dimensions | 2,000 ft deep x 800 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 212S262740004000341 |
|---|---|
| Street Address | 8684 ESTRADA ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-2174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NAVARRE 1ST ADD ELY PORT OF LOT 33 & WLY PORT OF LOT 34 BLK 4 AKA SURVEY PARCEL 34-B DES AS: COM AT SW CORN OF SAID BLK 4 THN |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | NAVARRE 1ST ADD |
| Legal Block | 4 |
| Legal Lot Number | 33-34 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 10827 |
8684 Estrada St is owned and occupied by an individual who bought it in December 2024.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9761 COVE HOLLOW CT APT 1211, 1211, PAPILLION, NE 68046-5901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Dec 11, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2024 · Amount on File |
| Deed Sale | Dec 18, 2024 · Amount on File |
| Prior Sale | Dec 11, 2020 · Amount on File |
| Deed Document Number | 202456534 |
| Deed Book / Page | 4572 / 897 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8684 ESTRADA ST, NAVARRE, FL 32566-2174 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0044401075 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 4440/1075 |
| Instrument | 202345328 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 11, 2020 |
| Property Address | 8684 ESTRADA ST, NAVARRE, FL 32566-2174 |
| Document Number | 0040411748 |
| Book / Page | 4041 / 1748 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 202067075 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1903 ANDORRA ST, 1903, NAVARRE, FL 32566-9111 |
| Name | Verified Name |
|---|---|
| Address | PRG 6 16D, 6, APO XX 9354 |
| Document Number | 0040411751 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 4041/1751 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,214.00 (+2.36%) Homeowner's exemption | $219,529 (+3%) | $284,473 (+0.77%) Land $75,000 Building $209,473 |
| 2023 | $2,163.00 (+2.85%) Homeowner's exemption | $213,135 (+3%) | $282,298 (+21.77%) Land $75,000 Building $207,298 |
| 2022 | $2,103.00 Homeowner's exemption | $206,927 | $231,827 Land $45,000 Building $186,827 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8684 Estrada St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8684 Estrada St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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