8683 Cascade Rd SE, Ada, MI 49301 Property Records

Kent County property record for 8683 Cascade Rd SE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,323 sqft · built 2014
Lot Size	3.71 acres (161,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,500 (Jul 2014)
Tax Bill	$6,823 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-19-23-400-024`

Property Details

APN / Parcel Number

Primary APN	`41-19-23-400-024`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,323 sqft Living Area
1st Floor Area	2,323 sqft
Basement Area	2,323 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	161,608 sqft (3.71 acres)
Garage Area	1,126 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8683 CASCADE RD SE
City	ADA
State	MI
Zip	49301-9339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARC
Legal Description	PART OF SE 1/4 COM 806.67 FT S 89D 44M 00S W ALONG S SEC LINE FROM SE COR OF SEC TH S 89D 44M 00S W ALONG S SEC LINE 261.43
Legal Range	10W
Legal Township	06N
Legal Section	23
Jurisdiction	KENT MI
Township / Civil Division	CASCADE
Census Block Group	3
Census Block	3021
Census Tract	12202

Owner

Source: Kent County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8683 CASCADE RD SE, ADA, MI 49301-9339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Aug 25, 2020	Deed of Trust, Mortgage · Line of Credit JOSEPH L O'NEILL
Sep 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage JOSEPH L O'NEILL
May 22, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2014 · Amount on Record
Deed Sale	Jul 1, 2014 · Amount on Record
Prior Sale	Jul 28, 2009 · Amount on Record
Deed Document Number	201451459
Last Transfer Date	May 16, 2018
Transfer Doc	0000039379
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	8683 CASCADE RD SE, ADA, MI 49301-9339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062153
Date	Aug 20, 2019
Instrument	20190820-0062153

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	8683 CASCADE RD SE, ADA, MI 49301-9339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061771
Date	Jul 15, 2020
Instrument	20200715-0061771

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	8683 CASCADE RD SE, ADA, MI 49301-9339
Document Number	0000076847
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8683 CASCADE RD SE ADA MI 493019339, ADA, MI 49301-9339

Mortgage

Document Number	0000076847
Date	Aug 25, 2020
Instrument	76847

Lender

Name	JOSEPH L O'NEILL
Address	2017 LAKESHORE DR # B, MUSKEGON, MI 49441-1675

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	8683 CASCADE RD SE, ADA, MI 49301-9339
Document Number	0000079206
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8683 CASCADE RD SE ADA MI 493019339, ADA, MI 49301-9339

Mortgage

Document Number	0000079206
Date	Oct 15, 2019
Instrument	79206

Lender

Name	JOSEPH L O'NEILL
Address	2017 LAKESHORE DR # B, MUSKEGON, MI 49441-1675

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	May 22, 2018
Property Address	8683 CASCADE RD SE, ADA, MI 49301-9339
Document Number	0000039379
Instrument Date	May 16, 2018
Instrument	39379
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8683 CASCADE RI SE ADA MI 49301, ADA, MI 49301

Mortgage

Document Number	39380
Date	May 22, 2018
Instrument	39380

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 21, 2043

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Cascade Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,823.00 (-16.94%) Homeowner's exemption	$526,400 (+15.82%)	$1,052,800 (+15.82%)
2023		$454,500	$909,000
2019	$8,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2007–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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