8681 Vinup Rd, Lynden, WA 98264 Property Records

Whatcom County property record for 8681 Vinup Rd, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,408 sqft · built 1979
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Owner Names on Record
Last Sale	$590,280 (Sep 2007)
Tax Bill	$7,860 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`113744`

Property Details

APN / Parcel Number

Primary APN	`113744`
Alternative APNs	`400316 257230 0000` `129282`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,408 sqft Living Area
1st Floor Area	3,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	65,776 sqft (1.51 acres)
Garage Type	Mixed
Garage Area	1,816 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	56 sqft
Patio Area	1,671 sqft
Storage Building	252 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	113744
Street Address	8681 VINUP RD
City	LYNDEN
State	WA
Zip	98264-9332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS100
Legal Description	N 200 FT OF E 330 FT OF LOT 2 LEONARD'S SHORT PLAT AS REC BOOK 5 SHORT PLATS PG 28
Legal Range	03
Legal Township	40
Legal Section	16
Legal Subdivision	LEONARD'S SHORT PLAT
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2009
Census Tract	10303

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	8681 VINUP RD, LYNDEN, WA 98264-9332
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Dec 23, 2019	Deed of Trust, Mortgage US BK
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit US BK
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PACIFIC
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PACIFIC
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2007 · Amount on Record
Deed Sale	Sep 14, 2007 · Amount on Record
Prior Sale	Jul 30, 1999 · Amount on Record
Deed Document Number	2070901598
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8681 VINUP RD, LYNDEN, WA 98264-9332
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8681 VINUP RD, LYNDEN, WA 98264-9332

Mortgage

Document Number	0001102705
Date	Nov 17, 2021
Instrument	2021-1102705

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8681 VINUP RD, LYNDEN, WA 98264-9332
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000700651
Date	Jul 6, 2021
Instrument	2021-0700651

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8681 VINUP RD, LYNDEN, WA 98264-9332
Document Number	2191203609
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8681 VINUP RD LYNDEN WA 982649332, LYNDEN, WA 98264-9332

Mortgage

Document Number	2191203609
Date	Dec 30, 2019
Instrument	1203609

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8681 VINUP RD, LYNDEN, WA 98264-9332
Document Number	2191203610
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8681 VINUP RD LYNDEN WA 982649332, LYNDEN, WA 98264-9332

Mortgage

Document Number	2191203610
Date	Dec 30, 2019
Instrument	1203610

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8681 VINUP RD, LYNDEN, WA 98264-9332
Document Number	2171202863
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2171202863
Date	Dec 27, 2017
Instrument	1202863

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8681 VINUP RD, LYNDEN, WA 98264-9332
Document Number	2171202862
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8681 VINUP RD LYNDEN WA 982649332, LYNDEN, WA 98264-9332

Mortgage

Document Number	2171202862
Date	Dec 27, 2017
Instrument	1202862

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8681 VINUP RD, LYNDEN, WA 98264-9332
Document Number	2170400475
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8681 VINUP RD LYNDEN WA 982649332, LYNDEN, WA 98264-9332

Mortgage

Document Number	2170400475
Date	Apr 7, 2017
Instrument	400475

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,860.00 (+16.36%)	$1,038,733 (+9.59%) Land $343,978 Building $694,755	$1,038,733 (+9.59%) Land $343,978 Building $694,755
2022		$947,823 Land $233,623 Building $714,200	$947,823 Land $233,623 Building $714,200
2021	$6,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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