8681 Hihn Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 8681 Hihn Rd, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,142 sqft · built 1969
Lot Size0.698 acres (30,405 sqft)
Owner2 Individual Names on File
Last Sale$729,000 (Aug 2007)
Tax Bill$11,454 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN072-291-26

Property Details

APN / Parcel Number

Primary APN072-291-26
Alternative APN
  • 072-291-26-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,142 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area30,405 sqft (0.698 acres)
TerrainSteep
Deck Area378 sqft
Patio Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address8681 HIHN RD
CityBEN LOMOND
StateCA
Zip95005-9604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTHE LANDS CONVEYED TO ROBERT K SPEEDY
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1021
Census Tract120600

Owner

Source: Santa Cruz County records · APN 072-291-26

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8681 HIHN RD, BEN LOMOND, CA 95005-9604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jul 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2007 · Amount on Record
Deed SaleAug 14, 2007 · Amount on Record
Prior SaleFeb 21, 2003 · Amount on Record
Deed Document Number200743911
Prior Transfer DateFeb 18, 2003
Prior Transfer Doc0000016439
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address8681 HIHN RD, BEN LOMOND, CA 95005-9604
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyTITLE CONNECT TSG, TITLE CONNECT SIM

Transferred To (Grantee/Buyer)

NameVerified Name
Address8681 HIHN RD, BEN LOMOND, CA 95005-9604

Mortgage

Document Number0000039608
DateJul 28, 2021
Instrument2021-0039608
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateAug 01, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.5%
IndexOther
Max Rate7.5%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address8681 HIHN RD, BEN LOMOND, CA 95005-9604
Document Number0000024613
Instrument DateJul 31, 2019
Transaction TypeMortgage
Record UpdatedSep 04, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address8681 HIHN RD BEN LOMOND CA 950059604, BEN LOMOND, CA 95005-9604

Mortgage

Document Number0000024613
DateAug 23, 2019
Instrument24613
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2049
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$976,709 (+2%) Land $514,480 Building $462,229
2025$11,454.00 (+3.32%) Homeowner's exemption$957,559 (+4.04%) Land $504,393 Building $453,166
2023$11,086.00 (+2.39%)$920,375 Land $484,806 Building $435,569$880,110
2022$10,827.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871206001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1995–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Surfnet Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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