St. Lucie County property record for 8680 Moco Ln, Fort Pierce, FL 34945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,176 sqft · built 2002 |
| Lot Size | 1.23 acres (53,578 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $610,000 (Feb 2024) |
| Tax Bill | $6,850 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Feb 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2311-601-0029-000-5 |
| Primary APN | 2311-601-0029-000-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 4,428 sqft |
| 1st Floor Area | 2,176 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Hardboard |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 53,578 sqft (1.23 acres) |
| Pool Area | 1,100 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 684 sqft |
| Deck Area | Deck Area |
| Patio Area | 757 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 13490 |
|---|---|
| Street Address | 8680 MOCO LN |
| City | FORT PIERCE |
| State | FL |
| Zip | 34945-3496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 COUNT |
| Legal Description | JAY GARDENS-FT PIERCE BLK 3 LOTS 15, 16, 17, 18, 19, AND 20 (1.23 AC - 53,578 SF) |
| Legal Range | 39E |
| Legal Township | 35S |
| Legal Section | 11 |
| Legal Subdivision | JAY GARDENS OF FORT PIERCE |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | FORT PIERCE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 380800 |
Source: St. Lucie County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8680 MOCO LN, FORT PIERCE, FL 34945-3496 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 10, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage ACOPIA LLC |
| Feb 26, 2024 | Correction Deed TRULY TITLE INC |
| Dec 10, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 13, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on Record |
| Deed Sale | Feb 26, 2024 · Amount on Record |
| Prior Sale | Jul 28, 2014 · Amount on Record |
| Deed Document Number | 20245304220 |
| Deed Book / Page | 5111 / 1828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Oct 10, 2025 |
| Property Address | 8680 MOCO LN, FORT PIERCE, FL 34945-3496 |
| Document Number | 0053792715 |
| Book / Page | 5379 / 2715 |
| Map Reference | MB 10 PG 70 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 5538319 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8680 MOCO LN, FORT PIERCE, FL 34945-3496 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 8680 MOCO LN, FORT PIERCE, FL 34945-3496 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Feb 26, 2024 |
| Property Address | 8680 MOCO LN, FORT PIERCE, FL 34945-3496 |
| Document Number | 0051111828 |
| Book / Page | 5111 / 1828 |
| Map Reference | MB 10 PG 70 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 5304220 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Title Company | TRULY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 WOODCREST DR, FORT PIERCE, FL 34945-2028 |
| Name | Verified Name |
|---|---|
| Address | 8680 MOCO LN, FORT PIERCE, FL 34945-3496 |
| Document Number | 0005304221 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 5304221 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Number | 0051111830 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 5111/1830 |
| Instrument | 5304221 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Address | 306 NORTHCREEK BLVD STE 100, GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Feb 26, 2024 |
| Property Address | 8680 MOCO LN, FORT PIERCE, FL 34945-3496 |
| Document Number | 0051111826 |
| Book / Page | 5111 / 1826 |
| Map Reference | MB 10 PG 70 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 5304219 |
| Record Updated | Apr 4, 2024 |
| Title Company | TRULY TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 110 WOODCREST DR, FORT PIERCE, FL 34945-2028 |
| Name | Verified Name |
|---|---|
| Address | 110 WOODCREST DR, FORT PIERCE, FL 34945-2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 8680 MOCO LN, FORT PIERCE, FL 34945-3496 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 8680 MOCO LN, FORT PIERCE, FL 34945-3496 |
| Document Number | 0047361238 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 4736/1238 |
| Instrument | 4964753 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 24, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Sep 13, 2021 |
| Property Address | 8680 MOCO LN, FORT PIERCE, FL 34945-3496 |
| Document Number | 0046831454 |
| Book / Page | 4683 / 1454 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 4922586 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8680 MOCO LN, FORT PIERCE, FL 34945-3496 |
Source: St. Lucie County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,850.00 (+38.55%) | $373,991 (+34.19%) | $559,500 (+2.3%) Land $270,000 Building $289,500 |
| 2024 | $4,944.00 (+55.57%) Additional exemption filed | $278,698 (-37.47%) | $546,900 (+22.71%) Land $257,200 Building $289,700 |
| 2023 | $3,178.00 (+6.25%) Additional exemption filed | $445,700 (+148.47%) Land $174,400 Building $271,300 | $445,700 (+29.68%) Land $174,400 Building $271,300 |
| 2022 | $2,991.00 Homeowner's exemption | $179,375 | $343,700 Land $118,800 Building $224,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 22 (1999–2017) |
| Claims Outside the SFHA | 22 of 22 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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