8680 Harbortowne Dr, Clarkston, MI 48348 Property Records

Oakland County property record for 8680 Harbortowne Dr, Clarkston, MI 48348

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,805 sqft · built 1979
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Feb 2026)
Tax Bill	$3,013 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Feb 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`U-07-11-455-002`

Property Details

APN / Parcel Number

Primary APN	`U-07-11-455-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,805 sqft Living Area
1st Floor Area	1,048 sqft
Basement Area	1,190 sqft
Finished Basement	500 sqft
Unfinished Basement	690 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8680 HARBORTOWNE DR
City	CLARKSTON
State	MI
Zip	48348-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	T4N, R8E, SEC 11 HARBORTOWNE VILLAGE LOT 24
Legal Range	08E
Legal Township	04N
Legal Section	11
Legal Subdivision	HARBORTOWNE VILLAGE
Legal Lot Number	24
Jurisdiction	OAKLAND MI
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2003
Census Tract	126200

Owner

8680 Harbortowne Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Oakland County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4165 GARDNER AVE, BERKLEY, MI 48072-1484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2024	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
Feb 23, 2026	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on File
Deed Sale	Feb 23, 2026 · Amount on File
Prior Sale	Jul 7, 2020 · Amount on File
Deed Document Number	202621403
Deed Book / Page	60959 / 223
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8680 HARBORTOWNE DR, CLARKSTON, MI 48348-2436
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8680 I-IARBORTOWNE DR, CLARKSTON, MI 48348

Mortgage

Document Number	0000142346
Date	Dec 17, 2024
Book Page	59876/872
Instrument	142346

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 23, 2026
Property Address	8680 HARBORTOWNE DR, CLARKSTON, MI 48348-2436
Document Number	20260021403
Book / Page	60959 / 223
Map Reference	LB 161 PG 36&37
Instrument Date	Feb 13, 2026
Instrument	20260021403
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8680 HARBORTOWNE DR, CLARKSTON, MI 48348-2436

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8680 HARBORTOWNE DR, CLARKSTON, MI 48348-2436

Mortgage

Document Number	0060959284
Date	Feb 23, 2026
Instrument	60959/284

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8680 HARBORTOWNE DR, CLARKSTON, MI 48348-2436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138822
Date	Aug 27, 2019
Book Page	53180/00059
Instrument	138822

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company
Address	CHICAGO, IL 60614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8680 HARBORTOWNE DR, CLARKSTON, MI 48348-2436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076250
Date	Apr 14, 2020
Book Page	54077/822
Instrument	76250

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company
Address	CHICAGO, IL 60614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 7, 2020
Property Address	8680 HARBORTOWNE DR, CLARKSTON, MI 48348-2436
Document Number	0000131211
Book / Page	054455 / 000630
Instrument Date	Jun 9, 2020
Instrument	131211
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,313.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8680 HARBORTOWNE DR CLARKSTON MI 483482436, CLARKSTON, MI 48348-2436

Mortgage

Document Number	136949
Date	Jul 7, 2020
Book Page	054498/000253
Instrument	136949

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8680 Harbortowne Dr was $3,013 with a homeowner's exemption, down 30.9% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Springfield Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,013.00 (-30.94%) Homeowner's exemption	$153,040	$306,080
2024	$4,363.00
2023		$134,550	$269,100
2022	$3,927.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8680 Harbortowne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8680 Harbortowne Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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