Mahoning County property record for 868 Stuart Ave, Youngstown, OH 44512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,474 sqft · built 1960 |
| Lot Size | 0.316 acres (13,765 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Jul 1999) |
| Tax Bill | $3,612 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit Jun 2014 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-078-0-142.00-0 |
| Primary APN | 29-078-0-142.00-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| Gross Area | 3,648 sqft |
| 1st Floor Area | 1,474 sqft |
| Basement Area | 1,474 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,765 sqft (0.316 acres) |
| Lot Dimensions | 168 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Concrete/Masonry Porch |
|---|---|
| Porch Area | 414 sqft |
| Deck Area | 208 sqft |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Account Number | 00015 |
|---|---|
| Street Address | 868 STUART AVE |
| City | YOUNGSTOWN |
| State | OH |
| Zip | 44512-4125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 44 82 X 167 PARK SITE ESTATES PLAT NO 2 |
| Legal Subdivision | PARK SITE ESTATES |
| Legal Lot Number | 44 |
| Jurisdiction | MAHONING OH |
| Township / Civil Division | BOARDMAN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 811600 |
868 Stuart Ave is owned and occupied by two individuals who bought it in July 1999.
Source: Mahoning County records, as of May 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 868 STUART AVE, YOUNGSTOWN, OH 44512-4125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2024 | Deed of Trust, Mortgage · Line of Credit PREMIER BANK |
| Jun 2, 2014 | Deed of Trust, Mortgage · Line of Credit THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH |
| Mar 18, 2016 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 1999 · Amount on File |
| Deed Sale | Jul 22, 1999 · Amount on File |
| Prior Sale | Aug 17, 1988 |
| Deed Document Number | 19993121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 868 STUART AVE, YOUNGSTOWN, OH 44512-4125 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 868 STUART AVE, YOUNGSTOWN, OH 44512-4125 |
| Document Number | 00006641/3 |
|---|---|
| Date | Sep 9, 2024 |
| Book Page | 6641/3 |
| Instrument | 202400016971 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 28, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 868 STUART AVE, YOUNGSTOWN, OH 44512-4125 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 868 STUART AVE, YOUNGSTOWN, OH 44512-4125 |
| Document Number | 06084/1204 |
|---|---|
| Date | Jun 2, 2014 |
| Book Page | 6084/1204 |
| Instrument | 201400012112 |
| Name | THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH |
|---|---|
| Type | Lending Institution |
| Address | YOUNGSTOWN, OH 44501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 25, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 868 STUART AVE, YOUNGSTOWN, OH 44512-4125 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 06170/1938 |
|---|---|
| Date | Mar 18, 2016 |
| Book Page | 6170/1938 |
| Instrument | 201600005533 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Recording Date | Apr 29, 2026 |
| Property Address | 868 STUART AVE, YOUNGSTOWN, OH 44512-4125 |
| Document Number | 0000008736 |
| Book / Page | 6736 / 852 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20268736 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 868 STUART AVE, YOUNGSTOWN, OH 44512-4125 |
| Document Number | 0000008736, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 6736/852 |
| Instrument | 20268736 |
| Name | WESBANCO BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 868 Stuart Ave was $3,612, down 2.2% from the year before.
Source: Mahoning County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mahoning County |
| County Subdivision | Boardman Township |
| Unified School District | Boardman Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,612.00 (-2.25%) | $72,330 (-) Land $8,260 Building $64,070 | $206,640 Land $23,590 Building $183,050 |
| 2024 | $3,695.00 (+1.34%) | $72,330 (-) Land $8,260 Building $64,070 | |
| 2023 | $3,646.00 (+18.8%) | $72,330 (+55.88%) Land $8,260 Building $64,070 | $206,640 (+55.87%) Land $23,590 Building $183,050 |
| 2022 | $3,069.00 | $46,400 Land $8,240 Building $38,160 | $132,570 Land $23,540 Building $109,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 868 Stuart Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2005–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 868 Stuart Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YOUNGSTOWN CITY PWS serves 130,530 people · EPA ID OH5002303 |
|---|---|
| Water Source | Purchased surface water from MAHONING VALLEY SANITARY DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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