868 Spence Cir, Virginia Beach, VA 23462 Property Records

Virginia Beach City property record for 868 Spence Cir, Virginia Beach, VA 23462

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,249 sqft · built 1981
Lot Size	0.043 acres (1,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (May 2023)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2021 Mortgage + 1 more
APN	`1476-85-7897`

Property Details

APN / Parcel Number

Primary APN	`1476-85-7897`
Alternative APN	`147-685-78970-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,249 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,900 sqft (0.043 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Old Parcel Number	1476-85-7897
Street Address	868 SPENCE CIR
City	VIRGINIA BEACH
State	VA
Zip	23462-4864
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH1
Legal Description	TIMBERLAKE SEC 16 LOT 103
Legal Subdivision	TIMBERLAKE
Legal Block	1
Legal Lot Number	103
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	1
Census Block	1007
Census Tract	45803

Owner

Source: Virginia Beach City records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	868 SPENCE CIR, VIRGINIA BEACH, VA 23462-4864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 2, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	202316058
Record Updated	Oct 29, 2026

May 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	May 10, 2023
Property Address	868 SPENCE CIR, VIRGINIA BEACH, VA 23462-4864
Document Number	0000006058
Map Reference	MB 144 PG 34
Instrument Date	May 8, 2023
Instrument	202303016058
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	868 SPENCE CIR, VIRGINIA BEACH, VA 23462-4864

Mortgage

Document Number	0000006059
Date	May 10, 2023
Instrument	202303016059

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	868 SPENCE CIR, VIRGINIA BEACH, VA 23462-4864
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007203
Date	Jun 9, 2021
Instrument	202103047203

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	May 2, 2018
Property Address	868 SPENCE CIR, VIRGINIA BEACH, VA 23462-4864
Document Number	0000359100
Instrument Date	May 1, 2018
Instrument	359100
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 SPENCE CIR VIRGINIA BEACH VA 234624864, VIRGINIA BEACH, VA 23462-4864

Mortgage

Document Number	359110
Date	May 2, 2018
Instrument	359110

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00 (+2.52%)	$226,600 (+32.51%) Land $90,000 Building $136,600	$226,600 (+32.51%) Land $90,000 Building $136,600
2024	$2,144.00 (+26.71%)
2023	$1,692.00	$171,000 Land $64,000 Building $107,000	$171,000 Land $64,000 Building $107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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