868 S Terrace Dr, Eagle Lake, FL 33839 Property Records

Polk County property record for 868 S Terrace Dr, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1969
Lot Size	0.327 acres (14,235 sqft)
Owner	Individual Name on Record
Last Sale	$239,900 (Jun 2024)
Tax Bill	$1,922 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-29-12-357700-000205`

Property Details

APN / Parcel Number

Primary APN	`25-29-12-357700-000205`
Alternative APNs	`122925357700000205` `22925000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,510 sqft
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	14,235 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	390 sqft
Porch	Screened/Unfinished Porch
Porch Area	160 sqft
Shed	1 Shed

Location & Zoning

Street Address	868 S TERRACE DR
City	EAGLE LAKE
State	FL
Zip	33839-3536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE LAKE TERRACE UNIT NO 1 PB 34 PG 32 BEG 920.8 FT N & 901.93 FT W OF SE COR US LOT 2 RUN N 03 DEG 45 MIN E 95 FT S 86 DEG 15 MIN E 150 FT S 03 DEG 45 MIN W 95 FT N 86 DEG 15 MIN W 150 FT TO POB BEING LOT 11 UNREC EAGLE LK TER UNIT 2
Legal Range	25E
Legal Township	29S
Legal Section	12
Legal Subdivision	EAGLE LAKE TERRACE UNIT NO 1
Legal Block	2
Legal Lot Number	2
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2013
Census Tract	14701

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	868 S TERRACE DR, EAGLE LAKE, FL 33839-3536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Warranty Deed, Transfer DAS ACQUISITION
Jan 13, 2017	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2024 · Amount on Record
Deed Sale	Jun 26, 2024 · Amount on Record
Prior Sale	May 19, 2020 · Amount on Record
Deed Document Number	2024147522
Deed Book / Page	13167 / 739
Prior Transfer Date	Apr 1, 2009
Prior Transfer Doc	0000066341
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 19, 2020
Property Address	868 S TERRACE DR, EAGLE LAKE, FL 33839-3536
Document Number	0112380799
Book / Page	011238 / 000799
Instrument Date	May 15, 2020
Instrument	100188
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,099.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 S TERRACE DR EAGLE LAKE FL 338393536, EAGLE LAKE, FL 33839-3536

Mortgage

Document Number	112380801
Date	May 19, 2020
Book Page	011238/000801
Instrument	100189

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	868 S TERRACE DR, EAGLE LAKE, FL 33839-3536
Document Number	0100630372
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 S TERRACE DR EAGLE LAKE FL 338393536, EAGLE LAKE, FL 33839-3536

Mortgage

Document Number	0100630372
Date	Feb 10, 2017
Book Page	010063/000372
Instrument	27244

Lender

Name	MIDFLORIDA CU
Address	PO BOX 8008, LAKELAND, FL 33802-8008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 9, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,922.00 (-23.67%) Homeowner's exemption	$188,921 (+10.15%) Land $18,805 Building $170,116	$188,921 (+10.15%) Land $18,805 Building $170,116
2023	$2,518.00 (+9.48%)	$171,517 (+13.41%) Land $18,297 Building $153,220	$171,517 (+13.41%) Land $18,297 Building $153,220
2022	$2,300.00	$151,234 Land $15,248 Building $135,986	$151,234 Land $15,248 Building $135,986

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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