Monmouth County and Fair Haven Borough property record for 868 River Rd, Fair Haven, NJ 07704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,480 sqft · built 1903 |
| Lot Size | 0.242 acres (10,528 sqft) |
| Owner | Individual Name on File |
| Last Sale | $449,900 (Sep 2003) |
| Tax Bill | $12,201 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00054-0000-00003 |
| Primary APN | 14-00054-0000-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 740 sqft |
| Upper Floors Area | 740 sqft |
| Basement Area | 740 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,528 sqft (0.242 acres) |
| Lot Dimensions | 162 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 452 sqft |
| Patio Area | 452 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Street Address | 868 RIVER RD |
|---|---|
| City | FAIR HAVEN |
| State | NJ |
| Zip | 07704-3354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 54 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FAIR HAVEN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 803700 |
868 River Rd is owned and occupied by an individual who acquired it in April 2013.
Source: Monmouth County and Fair Haven Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 868 RIVER RD, FAIR HAVEN, NJ 07704-3354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 18, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2003 · Amount on File |
| Deed Sale | Sep 22, 2003 · Amount on File |
| Prior Sale | Nov 29, 2000 · Amount on File |
| Deed Book / Page | 8280 / 3010 |
| Last Transfer Date | Apr 11, 2013 |
| Transfer Doc | 0000043481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 868 RIVER RD, FAIR HAVEN, NJ 07704-3354 |
| Document Number | 0000117472 |
| Book / Page | 009261 / 005264 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2018 |
| Title Company | FIRSTAMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 868 RIVER RD FAIR HAVEN NJ 077043354, FAIR HAVEN, NJ 07704-3354 |
| Document Number | 0000117472 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 009261/005264 |
| Instrument | 117472 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 868 RIVER RD, FAIR HAVEN, NJ 07704-3354 |
| Document Number | 0000119809 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | FIRST AMERICAN TITLE INC COMPANY |
| Name | Verified Name |
|---|---|
| Address | 868 RIVER RD FAIR HAVEN NJ 077043354, FAIR HAVEN, NJ 07704-3354 |
| Document Number | 0000119809 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 009262/006035 |
| Instrument | 119809 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2047 |
The 2025 property tax bill for 868 River Rd was $12,201, up 1.7% from the year before.
Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Fair Haven Borough |
| Elementary School District | Fair Haven Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,037,500 (+21.35%) Land $818,100 Building $219,400 | $1,037,500 (+21.35%) Land $818,100 Building $219,400 | |
| 2025 | $12,201.00 (+1.7%) | $855,000 Land $633,600 Building $221,400 | $855,000 Land $633,600 Building $221,400 |
| 2024 | $11,997.00 | ||
| 2023 | $784,600 Land $572,300 Building $212,300 | $784,600 Land $572,300 Building $212,300 | |
| 2022 | $10,813.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 868 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (2002–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 868 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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