868 Pine Valley Rd, Banning, CA 92220 Property Records

Riverside County property record for 868 Pine Valley Rd, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,285 sqft · built 1989
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$765,000 (Jan 2023)
Tax Bill	$3,969 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`440-010-051`

Property Details

APN / Parcel Number

Primary APN	`440-010-051`
Alternative APN	`421300051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,285 sqft Living Area
Gross Area	1,789 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Construction Type	Wood
Roof Material	Tile
Lot Area	3,920 sqft (0.089 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	440010051
Old Parcel Number	421300051
Street Address	868 PINE VALLEY RD
City	BANNING
State	CA
Zip	92220-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 51 MB 176/074 TR 22174
Legal Subdivision	22174
Legal Tract	22174
Legal Lot Number	51
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2014
Census Tract	43812

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	868 PINE VALLEY RD, BANNING, CA 92220-5409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jul 31, 2018	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 31, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	2023-0002083
Record Updated	Jun 8, 2026

January 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 4, 2023
Property Address	868 PINE VALLEY RD, BANNING, CA 92220-5409
Document Number	0000002083
Map Reference	MB 484 PG 43-46
Instrument Date	Dec 7, 2022
Instrument	2023-0002083
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32863 BIRCHALL CT, WINCHESTER, CA 92596-9722

Mortgage

Document Number	0000002084
Date	Jan 4, 2023
Instrument	2023-0002084

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Jan 1, 2028
Change Frequency	6 Months
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	Other
Max Rate	12.3%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 31, 2018
Property Address	868 PINE VALLEY RD, BANNING, CA 92220-5409
Document Number	0000307424
Map Reference	MB 176 PG 74-79
Instrument Date	Jul 3, 2018
Instrument	2018-0307424
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 PINE VALLEY RD, BANNING, CA 92220-5409

Mortgage

Document Number	0000307425
Date	Jul 31, 2018
Instrument	2018-0307425

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 31, 2018
Property Address	868 PINE VALLEY RD, BANNING, CA 92220-5409
Document Number	0000307423
Instrument Date	Jul 3, 2018
Instrument	307423
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	868 PINE VALLEY RD BANNING CA 922205409, BANNING, CA 92220-5409

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,969.00 (+2.11%)	$284,451 (+4.04%) Land $72,505 Building $211,946
2023	$3,887.00 (+2.13%)	$273,408 Land $69,691 Building $203,717
2022	$3,806.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet.

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