Mesa County property record for 868 Montclair Dr, Palisade, CO 81526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,068 sqft · built 2005 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (May 2025) |
| Tax Bill | $2,379 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2941-032-15-031 |
| Primary APN | 2941-032-15-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 2,607 sqft |
| 1st Floor Area | 1,112 sqft |
| Upper Floors Area | 956 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Attached |
| Garage Area | 539 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open/Unfinished Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R025354 |
|---|---|
| Street Address | 868 MONTCLAIR DR |
| City | PALISADE |
| State | CO |
| Zip | 81526-8402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7A REPLAT OF LOTS 9 THRU 22 INC BLK 1 & LOTS 13 THRU 22 INC BLK 2 MONTCLAIR SUBDIVISION SEC 3 1S 2E AND AN UND INT IN TRACTS A THRU C - 0.07AC |
| Legal Range | 002 |
| Legal Township | 01S |
| Legal Section | 03 |
| Legal Subdivision | MONTCLAIR SUBDIVISION |
| Legal Tract | A |
| Legal Block | 1,2 |
| Legal Lot Number | 7 |
| Jurisdiction | MESA CO |
| Township / Civil Division | CLIFTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 1702 |
868 Montclair Dr is owned and occupied by two individuals who bought it in May 2025.
Source: Mesa County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 868 MONTCLAIR DR, PALISADE, CO 81526-8402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| May 13, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 29, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on File |
| Deed Sale | May 13, 2025 · Amount on File |
| Prior Sale | Jun 2, 2016 · Amount on File |
| Deed Document Number | 20253125480 |
| Prior Transfer Date | Jan 26, 2021 |
| Prior Transfer Doc | 0002963834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Apr 1, 2026 |
| Property Address | 868 MONTCLAIR DR, PALISADE, CO 81526-8402 |
| Document Number | 0003154625 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20263154625 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 868 MONTCLAIR DR, PALISADE, CO 81526-8402 |
| Document Number | 0003154625, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20263154625 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.44% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | May 13, 2025 |
| Property Address | 868 MONTCLAIR DR, PALISADE, CO 81526-8402 |
| Document Number | 0003125480 |
| Map Reference | DOC 2235685 |
| Instrument Date | May 9, 2025 |
| Instrument | 3125480 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Title Company | ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 868 MONTCLAIR DR, PALISADE, CO 81526-8402 |
| Document Number | 0003125481 |
|---|---|
| Date | May 13, 2025 |
| Instrument | 3125481 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Jan 29, 2021 |
| Property Address | 868 MONTCLAIR DR, PALISADE, CO 81526-8402 |
| Document Number | 0002963834 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2963834 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 868 MONTCLAIR DR PALISADE CO 815268402, PALISADE, CO 81526-8402 |
The 2025 property tax bill for 868 Montclair Dr was $2,379, up 8.8% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Palisade Town |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,379.00 (+8.83%) | $27,720 (+7.53%) Land $6,250 Building $21,470 | $443,590 Land $100,000 Building $343,590 |
| 2024 | $2,186.00 (+1.96%) | $25,780 (-) Land $5,860 Building $19,920 | |
| 2023 | $2,144.00 (+32.18%) | $25,780 (+36.11%) Land $5,860 Building $19,920 | $384,810 Land $87,490 Building $297,320 |
| 2022 | $1,622.00 | $18,940 Land $4,170 Building $14,770 | |
| 2021 | $272,550 Land $60,000 Building $212,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 868 Montclair Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 868 Montclair Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PALISADE serves 3,060 people · EPA ID CO0139600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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