868 E 900 N, Decatur, IN 46733 Property Records

Adams County property record for 868 E 900 N, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,206 sqft · built 1950
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Aug 2026)
Tax Bill	$1,186 (2025)
Deeds & Mortgages	Aug 2026 Sale Jan 2019 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-02-22-201-005.000-013`

Property Details

APN / Parcel Number

Primary APN	`01-02-22-201-005.000-013`
Alternative APNs	`00207000003301` `00906016727`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Stone
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00906016727
Street Address	868 E 900 N
City	DECATUR
State	IN
Zip	46733-8456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 111' OF E 739' OF N 205' E 1/2 NE 1/4 SEC 22 (.51A)
Jurisdiction	ADAMS IN
Township / Civil Division	ROOT
Census Block Group	4
Census Block	4004
Census Tract	30100

Owner

868 E 900 N is owned and occupied by an individual who bought it in August 2026.

Source: Adams County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	868 E 900 N, DECATUR, IN 46733-8456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed, Transfer
Jan 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SPECIALIZED LOAN SERVICING LLC
Sep 6, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Dec 11, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO
Oct 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST MERCHANTS BANK
May 18, 2006	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2026 · Amount on File
Deed Sale	Aug 6, 2026 · Amount on File
Prior Sale	Aug 20, 2022 · Amount on File
Deed Document Number	202647028
Prior Transfer Date	May 12, 2006
Prior Transfer Doc	0000002291
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS IN
Recording Date	Aug 6, 2026
Property Address	868 E 900 N, DECATUR, IN 46733-8456
Document Number	0000047028
Instrument Date	Jul 31, 2026
Instrument	202647028
Transaction Type	Transfer
Record Updated	Oct 2, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 E 900 N, DECATUR, IN 46733-8456

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	868 E 900 N, DECATUR, IN 46733-8456
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000243
Date	Jan 15, 2019
Instrument	2019000243

Lender

Name	SPECIALIZED LOAN SERVICING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	868 E 900 N, DECATUR, IN 46733-8456
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006004185
Date	Sep 6, 2006
Instrument	2006004185

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	868 E 900 N, DECATUR, IN 46733-8456
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006005659
Date	Dec 11, 2006
Instrument	2006005659

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Nov 17, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jul 15, 2022
Property Address	868 E 900 N, DECATUR, IN 46733-8456
Document Number	2022003127
Instrument Date	Jul 15, 2022
Instrument	2022003127
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN
Investor	Possibly a Property Investor

Mortgage

Document Number	2022003128
Date	Jul 15, 2022
Instrument	2022003128

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Oct 1, 2019
Property Address	868 E 900 N, DECATUR, IN 46733-8456
Document Number	2019003762
Instrument Date	Sep 27, 2019
Instrument	2019003762
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 E 900 N, DECATUR, IN 46733-8456

Mortgage

Document Number	2019003763
Date	Oct 1, 2019
Instrument	2019003763

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS IN
Recording Date	May 18, 2006
Property Address	868 E 900 N, DECATUR, IN 46733-8456
Document Number	2006002291
Instrument Date	May 12, 2006
Instrument	2006002291
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006002292
Date	May 18, 2006
Instrument	2006002292

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BALTIMORE, MD 21297

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 868 E 900 N was $1,186 with a homeowner's exemption, down 0.8% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Root Township
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,186.00 (-0.75%) Homeowner's exemption	$184,800 Land $19,400 Building $165,400	$184,800 Land $19,400 Building $165,400
2024	$1,195.00 (+10.55%)
2023	$1,081.00 (+17.25%)	$154,900 (+5.88%) Land $19,400 Building $135,500	$154,900 (+5.88%) Land $19,400 Building $135,500
2022	$922.00	$146,300 Land $19,400 Building $126,900	$146,300 Land $19,400 Building $126,900
2020	$817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 868 E 900 N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1989–2003)
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 868 E 900 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lakeland Internet Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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