Winona County property record for 868 E 5th St, Winona, MN 55987
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,168 sqft · built 1890 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $932 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2023 Line of Credit |
| APN | 32.430.1310 |
| Primary APN | 32.430.1310 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,168 sqft Living Area |
| 1st Floor Area | 160 sqft |
| Basement Area | 128 sqft |
| Unfinished Basement | 128 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 140 ft deep x 25 ft wide |
| Garage Type | Detached |
| Shed | 1 Shed |
| Shed Area | 289 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 868 E 5TH ST |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-4609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-25 TWP-107 RANGE-007 RIVERSIDE ADDITION LOT-012 LOT 12 BLK BLANK |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 25 |
| Legal Subdivision | RIVERSIDE ADDITION |
| Legal Lot Number | 12 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | WINONA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 670700 |
Source: Winona County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 868 E 5TH ST, WINONA, MN 55987-4609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA |
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 868 E 5TH ST, WINONA, MN 55987-4609 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 868 E 5TH ST, GOODVIEW, MN 55987-4609 |
| Document Number | 000A663438 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | A663438 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 868 E 5TH ST, WINONA, MN 55987-4609 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 868 E 5TH ST, WINONA, MN 55987-4609 |
| Document Number | 000A651546 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | A651546 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Winona County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $932.00 (+82.03%) Homeowner's exemption | $114,100 (+4.58%) Land $24,200 Building $89,900 | $114,100 (+4.58%) Land $24,200 Building $89,900 |
| 2025 | $109,100 (+4.1%) Land $24,200 Building $84,900 | $109,100 (+4.1%) Land $24,200 Building $84,900 | |
| 2023 | $512.00 Homeowner's exemption | $104,800 Land $23,300 Building $81,500 | $104,800 Land $23,300 Building $81,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (1982–2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winona serves 27,782 people · EPA ID MN1850013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Hiawatha Broadband Communications, Verizon.
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