Monroe County property record for 868 Copa D Oro, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,562 sqft · built 1988 |
| Lot Size | 0.518 acres (22,570 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,155,000 (Feb 2018) |
| Tax Bill | $14,327 (2024) |
| Deeds & Mortgages | Sep 2018 Mortgage Feb 2018 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00355710-000000 |
| Primary APN | 00355710-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,562 sqft Living Area |
| 1st Floor Area | 2,548 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 22,570 sqft (0.518 acres) |
| View / Lot | Canal |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,158 sqft |
| Patio Area | 3,760 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1437395 |
|---|---|
| Street Address | E 868 COPA DORO |
| City | MARATHON |
| State | FL |
| Zip | 33050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | BK 1 LT 27 AMENDED PLAT OF FLAMINGO ISLAND ESTATES BOOT KEY PB5-121 OR472-716-717 OR1013-1946 OR1176-1652 OR1560-305 OR1751-192 OR2477-1811D/C OR2494-1816/17 OR2722-287/88 OR2891-2221/22 OR2891-2223 |
| Legal Range | 32E |
| Legal Township | 66S |
| Legal Section | 15 |
| Legal Subdivision | FLAMINGO ISLAND EST AMD PLAT |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 971200 |
Source: Monroe County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2506 N GREENWAY DR, CORAL GABLES, FL 33134-5563 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Sep 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Feb 13, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 13, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2018 · Amount on Record |
| Deed Sale | Feb 13, 2018 · Amount on Record |
| Prior Sale | Jan 27, 2015 · Amount on Record |
| Deed Document Number | 20182155315 |
| Deed Book / Page | 2891 / 2221 |
| Prior Transfer Date | Jan 31, 2018 |
| Prior Transfer Doc | 0028912223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 868 COPA D ORO, MARATHON, FL 33050-2403 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029250394 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 2925/0394 |
| Instrument | 2185071 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 13, 2018 |
| Property Address | 868 COPA D ORO, MARATHON, FL 33050-2403 |
| Document Number | 0028912221 |
| Book / Page | 002891 / 002221 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 2155315 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,085.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2506 N GREENWAY DR CORAL GABLES FL 331345563, CORAL GABLES, FL 33134-5563 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 13, 2018 |
| Property Address | 868 COPA D ORO, MARATHON, FL 33050-2403 |
| Document Number | 0028912223 |
| Book / Page | 002891 / 002223 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 2155316 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2506 N GREENWAY DR CORAL GABLES FL 331345563, CORAL GABLES, FL 33134-5563 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,113,628 (+13.06%) Land $1,590,011 Building $523,617 | $2,113,628 (+13.06%) Land $1,590,011 Building $523,617 | |
| 2024 | $14,327.00 (+9.69%) | ||
| 2023 | $13,061.00 (+14.94%) | $1,869,534 (+29.65%) Land $1,369,006 Building $500,528 | $1,869,534 (+29.65%) Land $1,369,006 Building $500,528 |
| 2022 | $11,363.00 | $1,441,993 Land $1,031,359 Building $410,634 | $1,441,993 Land $1,031,359 Building $410,634 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 741 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,105 units insured incl. 364 condo units |
| Nearby Flood Claims | 483 (1980–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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