868 College Rd, Union, MO 63084 Property Records

Franklin County property record for 868 College Rd, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Jun 2021)
Tax Bill	$1,512 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-1-01.0-0-001-034.000`

Property Details

APN / Parcel Number

Primary APN	`22-1-01.0-0-001-034.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Shed	1 Shed

Location & Zoning

Street Address	868 COLLEGE RD
City	UNION
State	MO
Zip	63084-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:3 WOODRIDGE ESTATES
Legal Range	1W
Legal Township	42N
Legal Section	01
Legal Subdivision	WOODRIDGE ESTATES
Legal Lot Number	3
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2012
Census Tract	800606

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	868 COLLEGE RD UNION MO, MO
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Oct 1, 2025	Intrafamily Transfer, Transfer · Line of Credit CITIZENS BANK
Jun 1, 2021	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BANK
Jul 20, 2018	Warranty Deed, Transfer BANK OF WA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	202110196
Prior Transfer Date	May 25, 2021
Prior Transfer Doc	0000010196
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	868 COLLEGE RD, UNION, MO 63084-2436
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002105450
Date	Mar 23, 2021
Instrument	2105450

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Oct 1, 2025
Property Address	868 COLLEGE RD, UNION, MO 63084-2436
Document Number	0002512433
Map Reference	PB M PG 110
Instrument Date	Sep 30, 2025
Instrument	2512433
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 COLLEGE RD, UNION, MO 63084-2436

Mortgage

Document Number	0002513471
Date	Oct 1, 2025
Instrument	2513471

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 1, 2021
Property Address	868 COLLEGE RD, UNION, MO 63084-2436
Document Number	0002110196
Map Reference	PB M PG 110
Instrument Date	May 25, 2021
Instrument	2110196
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 COLLEGE RD, UNION, MO 63084-2436

Mortgage

Document Number	0002110197
Date	Jun 1, 2021
Instrument	2110197

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2026

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 20, 2018
Property Address	868 COLLEGE RD, UNION, MO 63084-2436
Document Number	0000010088
Instrument Date	Jul 16, 2018
Instrument	10088
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	HILLSBOROUGH TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	868 COLLEGE RD UNION MO 630842436, UNION, MO 63084-2436

Mortgage

Document Number	10089
Date	Jul 20, 2018
Instrument	10089

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,512.00 (+13.34%)	$28,640 (+14.58%)	$150,740 (+14.58%) Land $19,480 Building $131,260
2024	$1,334.00 (+0.3%)	$24,996 (-)
2023	$1,330.00 (+1.6%)	$24,996	$131,560 Land $17,400 Building $114,160
2022	$1,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Verizon.

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